Bank of America Credit Cards

Bank of America Credit Cards is a Balance Transfer Credit Cards.

Bank of America Credit Card is a credit card provided by Bank of America for customers to help shopping. Bank of America is the second largest commercial bank in the United States, Bank of America offers different credit cards to people with different needs. You can choose what you want. There are cash return cards, travel cards, and reward cards. Each card can bring you different ways of saving money or making money policies. You can read the following narrative to learn about Bank of America Credit Card.

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Bank of America Credit Cards List

Bank of America Cash Rewards for Students

The Bank of America Cash Rewards Credit Card for Students offers a number of features to help young adults manage their budgets, including an annual fee of $0. It offers highly secure chip card and digital wallet technologies, online and mobile banking account alerts and optional overdraft protection when you link an eligible Bank of America checking account to your credit card. There is a zero percent introductory APR for 12 billing cycles on purchases and balance transfers made within 60 days of account opening. After that, there is a variable APR of 15.24 percent to 25.24 percent, based on your creditworthiness.

Bank of America® Premium Rewards®

The new Bank of America Premium Rewards card combines the features of a cash back card with the features of a premium travel card for a great value.

Bank of America® Cash Rewards

  • NEW OFFER: $200 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
  • No changing categories and no expiration on rewards
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%

Bank of America® Travel Rewards

You can travel anytime you want with this flexible travel card: The Bank of America Travel Rewards credit card sets itself apart from other travel cards by doing away with restrictive travel policies and letting you book your rewards-funded travel yourself.

Susan G. Komen® Credit Card

  • $150 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • From June 2015 through December 2020, Bank of America is guaranteeing to Susan G. Komen? $3 million in conjunction with its Pink Ribbon Banking credit card and checking program.
  • Susan G. Komen? has received more than $7 million from Bank of America from this program since 2009.
  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter.
  • No annual fee
  • No changing categories and no expiration on rewards
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America? checking or savings account
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 13.99% - 23.99% Variable APR. 3% fee (min $10) applies to balance transfers.

U.S. Pride®

Bank of America Credit Card is a credit card provided by Bank of America for customers to help shopping. Bank of America is the second largest commercial bank in the United States, Bank of America offers different credit cards to people with different needs. You can choose what you want. There are cash return cards, travel cards, and reward cards. Each card can bring you different ways of saving money or making money policies. You can read the following narrative to learn about Bank of America Credit Card.

Virgin Atlantic

Bank of America Credit Card is a credit card provided by Bank of America for customers to help shopping. Bank of America is the second largest commercial bank in the United States, Bank of America offers different credit cards to people with different needs. You can choose what you want. There are cash return cards, travel cards, and reward cards. Each card can bring you different ways of saving money or making money policies. You can read the following narrative to learn about Bank of America Credit Card.

World Wildlife Fund

Sign-up BonusOnline $200 cash rewards bonus after making at least $500 in purchases in the first 90 days of your account opening.Rewards1% cash back on every purchase2% at grocery stores and wholesale clubs3% on gasOn up to $2,500 in grocery/wholesale club/gas quarterly purchasesThere's no annual fee, no expiration on rewards and with no changing categories to follow, you always know where and how you're earning rewards.

Susan G. Komen® Cash Rewards Visa® credit card from Bank of America

Sign-up BonusOnline $200 cash rewards bonus after making at least $500 in purchases in the first 90 days of your account opening.Rewards1% cash back on every purchase2% at grocery stores and wholesale clubs3% on gasOn up to $2,500 in grocery/wholesale club/gas quarterly purchasesThere's no annual fee, no expiration on rewards and with no changing categories to follow, you always know where and how you're earning rewards.

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Alternatives

If you don't want to pay off your balance in full every month, you can choose BankAmericard® Credit Card.

BankAmericard® Credit Card

With a low regular APR and a long introductory period on balance transfers and new purchases, the BankAmericard Credit Card can save you a considerable amount on interest.

If you would like to shop at Store, you can choose JCPenney Credit Card.

JCPenney Credit Card

With paltry rewards and a high APR, the JCPenney card is a poor choice for most cardholders, save for dedicated fans of the store who may appreciate the card’s special savings opportunities.

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What Credit Cards Are Available? (24)

Bank of America Cash Rewards for Students

The Bank of America Cash Rewards Credit Card for Students offers a number of features to help young adults manage their budgets, including an annual fee of $0. It offers highly secure chip card and digital wallet technologies, online and mobile banking account alerts and optional overdraft protection when you link an eligible Bank of America checking account to your credit card. There is a zero percent introductory APR for 12 billing cycles on purchases and balance transfers made within 60 days of account opening. After that, there is a variable APR of 15.24 percent to 25.24 percent, based on your creditworthiness.

Bank of America® Premium Rewards®

The new Bank of America Premium Rewards card combines the features of a cash back card with the features of a premium travel card for a great value.

Sponsored Links
Sponsored Links

Bank of America® Cash Rewards

  • NEW OFFER: $200 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
  • No changing categories and no expiration on rewards
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%

Bank of America® Travel Rewards

You can travel anytime you want with this flexible travel card: The Bank of America Travel Rewards credit card sets itself apart from other travel cards by doing away with restrictive travel policies and letting you book your rewards-funded travel yourself.

Susan G. Komen® Credit Card

  • $150 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • From June 2015 through December 2020, Bank of America is guaranteeing to Susan G. Komen? $3 million in conjunction with its Pink Ribbon Banking credit card and checking program.
  • Susan G. Komen? has received more than $7 million from Bank of America from this program since 2009.
  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter.
  • No annual fee
  • No changing categories and no expiration on rewards
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America? checking or savings account
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 13.99% - 23.99% Variable APR. 3% fee (min $10) applies to balance transfers.

U.S. Pride®

Bank of America Credit Card is a credit card provided by Bank of America for customers to help shopping. Bank of America is the second largest commercial bank in the United States, Bank of America offers different credit cards to people with different needs. You can choose what you want. There are cash return cards, travel cards, and reward cards. Each card can bring you different ways of saving money or making money policies. You can read the following narrative to learn about Bank of America Credit Card.

Virgin Atlantic

Bank of America Credit Card is a credit card provided by Bank of America for customers to help shopping. Bank of America is the second largest commercial bank in the United States, Bank of America offers different credit cards to people with different needs. You can choose what you want. There are cash return cards, travel cards, and reward cards. Each card can bring you different ways of saving money or making money policies. You can read the following narrative to learn about Bank of America Credit Card.

World Wildlife Fund

Sign-up BonusOnline $200 cash rewards bonus after making at least $500 in purchases in the first 90 days of your account opening.Rewards1% cash back on every purchase2% at grocery stores and wholesale clubs3% on gasOn up to $2,500 in grocery/wholesale club/gas quarterly purchasesThere's no annual fee, no expiration on rewards and with no changing categories to follow, you always know where and how you're earning rewards.

Susan G. Komen® Cash Rewards Visa® credit card from Bank of America

Sign-up BonusOnline $200 cash rewards bonus after making at least $500 in purchases in the first 90 days of your account opening.Rewards1% cash back on every purchase2% at grocery stores and wholesale clubs3% on gasOn up to $2,500 in grocery/wholesale club/gas quarterly purchasesThere's no annual fee, no expiration on rewards and with no changing categories to follow, you always know where and how you're earning rewards.

What is a balance transfer credit card?

Balance transfer credit cards give people the opportunity to transfer from a high-interest credit card to a lower-interest credit card. They also can help cardholders save a lot of money they need to pay for interest. For example, if you have a high balance on a reward credit card at 23% APR, you can transfer the debt to a balance transfer credit card with a lower rate during the introductory period, so you can save money on interest and pay down your debt faster. However, you can only transfer an amount up to your credit limit on the new credit card.                

What are the benefits of balance transfer credit cards?

Low balance transfer APR

Low balance transfer APR can help you to pay existing debt faster. This is because you can get a low promotion or introductory APR to pay the balance within a specified time frame.

Low introductory APR

This may help you cut time which takes to reduce your debt and save money on interest.

Easy to keep track of your payment

Consolidating all of your balances on to one card with a low introductory APR instead of paying multiple credit cards on multiple due dates, means you only have to keep track of one payment a month.  

What do you need to apply for a balance transfer credit card?

Credit score

The issuer will review your personal credit history when determining whether to approve your credit card and what terms you are eligible for. Responsible past use of credit will maximize your chances.

Application

You can apply for a store credit card online, in banks or by email depending on the card. And you just need to fill in your personal information and submit your application. The credit card issuer will consider your credit reports and several different factors when reviewing your application to get an idea of your creditworthiness.                

How to use a balance transfer credit card?

Read your credit card terms and conditions.

This will give you an idea of how you can earn rewards, when rewards will post and other information. Check if the introductory APR offer and the introductory balance transfer fee apply only to the balance transfer, regular purchases, or both.

Pay down the debt

Avoid just chasing 0% balance transfer offers or keep bouncing balances from one card to another. Try to find a great balance transfer offer and making a plan to pay down your debt as soon as possible.

How to complete a balance transfer

When you respond to a balance transfer offer, you can indicate the account numbers you want to pay and how much you want to transfer.

After you get approved for the balance transfer, the new credit card issuer will contact your creditors or billers on your behalf and pay them the amount you want to transfer. This processing maybe takes up to two weeks.

If you have any payments due before that time, you have to make those payments by their due dates in order to avoid late fees.                

About Cards-Offer

About three-quarters of Americans have at least one credit card,In fact, the average person has 3.4 cards. But whether you have a wallet full of plastic or have never charged a purchase in your life, you should know how to apply for a credit card the right way when the time comes. getting approved for a credit card requires proactive planning that should start long before you apply. That's why Cards-Offer born, we aim to help you to find the right credit card, and then successfully apply a credit card.

How To Apply For A Credit Card

Credit card applications are straightforward, but you'll need to meet some minimum financial requirements to get approved for the best credit card offers. Learn how to apply for a credit online and what to expect after you click submit.

  • Knowing your credit score and what's on your credit report can help you determine what products to apply for. If you have fair credit, for example, you may not want to apply for a card that clearly states that only applicants with excellent credit will be approved.
  • If you don't have good credit, you may find it difficult to get approved for a card with a large sign-up bonus and a lucrative reward structure. Each credit card application ends up on your credit report, so the Nerds recommend using our credit cards comparison tool to find a card that fits your credit profile before applying.
  • If the card allows balance transfers, you may request to have balances transferred from other credit card accounts to the new card.
  • To apply for a credit card in the US, you’ll need a valid Social Security number and a positive credit history. The best rewards credit cards may require at least three to five years of good credit history, and some more than seven.
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