Bank of America Cash Rewards for Students

Bank of America Cash Rewards for Students
Issued by Bank of America
Advertiser Disclosure
Annual Fee
Regular APR
15.24% - 25.24% (V)

Additional Information

Balance Transfer Fee
3% (min $10)
Purchase Intro APR
0% for12 months
Transfer Intro APR
0% for12 months
Late Payment Fee
Returned Payment Fee
Cash Advance Rate
18.24% - 27.24% (V)
Cash Advance Fee
5% (min $10)
Foreign Transaction Fee
Smart Chip
Yes, chip-and-signature
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Sign-up Bonus

Online offer: Get $200 cash rewards bonus after making at least $500 in purchase(s) within the first 90 days of account opening.


Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs and 3% on gas for the first $2,500 in combined grocery store, wholesale club, and gas purchases each quarter.
Get a 10% customer bonus when you redeem into a Bank of America® checking or savings account.
When your cash rewards balance is $25 or more, you can redeem your cash rewards for a statement credit, a check, or an electronic deposit into a Bank of America® checking or savings account.
Rewards are automatic and do not expire. There's no need to register your card or sign up to earn your cash rewards.

Application Requirements

Minimum credit score
Minimum Age
18 years old

How To Apply Bank of America Cash Rewards for Students

  • If you are keen to apply for the Bank of America Cash Rewards for Students, simply click on the "Apply Now" button below to be taken to the credit card official website to complete the credit card application form. Our website will not record any personal information about you, and the whole process will not affect your credit score.

  • To complete the form, you should enter your name, address, telephone number and email address in the application form. You may also need to list your annual income and monthly mortgage or rent.

  • The credit card also asks for your date of birth, social security number, mother's maiden name, and driver's license number as part of its credit check.

  • When you have completed the form, the application needs to be reviewed, and you will receive your Bank of America Cash Rewards for Students soon if your audit passes. 

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How To Use Bank of America Cash Rewards for Students

Where Can You Use

  • It can be used anywhere MasterCard is accepted.

Pay Your Bill On Time

  • You need to make on-time payments. A late payment could hurt the credit score or the limit of your credit card.

Something About The Card

  • High rewards for certain Bank of America® and Merrill Lynch customers.

  • A decent sign-up bonus. 

  • Bonus rewards are complicated and capped

Credit Card Reviews

2 Reviews
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User Name

Bank of America
1 month ago
"Is here"
GOOGUS66 Google sheets( GPaY MACSUS33 10577-2509) GPaY P PaL
1 year ago
" Bank code net 241-01312 /\241-56792/\bank code net 232-001/\ 234-001/\ bank code net 055/\ bank code net 165050/\bank code net 755-62073200/\bank code net 27025-va2-430-01-01 ATTN ACH MS2912-031100160-031000040 --------bank code net 001-22011- 001-22021- 001-22032- 001-22040- bank code net 002-94722-✓ Federal Reserve Banks: Boston (1-A), New York (2-B), Philadelphia (3-C), Cleveland (4-D), Richmond (5-E), Atlanta (6-F), Chicago (7-G), St. Louis (8-H), Minneapolis (9-I), Kansas City (10-J), Dallas (11-K), and San Francisco (12-L) البنوك الاحتياطية الفيدرالية: بوسطن (1-أ) ، نيويورك (2-ب) ، فيلادلفيا (3-ج) ، كليفلاند (4-د) ، ريتشموند (5-إي) ، أتلانتا (6-فهرنهايت) ، شيكاغو (7) ). -G) ، سانت لويس. سانت لويس (8-H) ، مينيابوليس (9-I) ، كانساس سيتي (10-J) ، دالاس (11-K) ، وسان فرانسيسكو (12-L). albunuk aliahtiatiat alfidraliatu: bustun (1-'a) , niuyurk (2-b) , filadilfia (3-j) , klifland (4-d) , ritshimund (5-'ii) , 'atlanta (6-fhirinhayt) , shikaghu (7) ). -G) , sant luis. sant liwis (8-H) , minyabulis (9-I) , kansas siti (10-J) , dalas (11-K) , wasan fransisku (12-L) Http://"

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Credit card applications are straightforward, but you'll need to meet some minimum financial requirements to get approved for the best credit card offers. Learn how to apply for a credit online and what to expect after you click submit.

  • Knowing your credit score and what's on your credit report can help you determine what products to apply for. If you have fair credit, for example, you may not want to apply for a card that clearly states that only applicants with excellent credit will be approved.
  • If you don't have good credit, you may find it difficult to get approved for a card with a large sign-up bonus and a lucrative reward structure. Each credit card application ends up on your credit report, so the Nerds recommend using our credit cards comparison tool to find a card that fits your credit profile before applying.
  • If the card allows balance transfers, you may request to have balances transferred from other credit card accounts to the new card.
  • To apply for a credit card in the US, you’ll need a valid Social Security number and a positive credit history. The best rewards credit cards may require at least three to five years of good credit history, and some more than seven.
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