- Save $45 when you open a Sam’s Club® Credit Card and make a $45 purchase on the same day
- Earn 5% back on gas at U.S. and Puerto Rico gas stations and on gas at Sam's Club and Walmart fuel stations (on the first $6,000 per year in purchases, then 1% on purchases after).
- Earn 3% back on dining and travel purchases and 1% for all other eligible purchases.
- Maximum of $5,000 in Cash Back rewards can be earned in a calendar year.
Sam's Club Credit Cards
Sam's Club Credit Cards is a Travel Credit Cards.
Sam's Club Credit Card is designed for the common users of Sam Club. Sam Club is an American chain member retail warehouse club, owned and operated by Wal-Mart. The well-known user was founded in 1983 and named after Sam Walton, the founder of Wal-Mart. By 2012, the Sam Club Chain has become the eighth largest retailer in the United States, serving 47 million American members worldwide.
Sam's Club Credit Cards List
- Earn 5% cash back on gas (on first $6,000 per year in purchases, then 1%), 3% on dining and travel, and 1% on other purchases.*
- No annual card fee
- One-card convenience
- $0 fraud liability
- Enhanced security
- Online account management
- Use wherever MasterCard? is accepted
- MasterCard ID Theft Protection%u2122 services
If you want to save money in your common purchases, you can choose Cashback Rewards Plus American Express® Card.
- Earn 5% cash back on your first $3,000 in gas and military base purchases annually on these categories combined. After that, earn 1% for the remainder of the year.
- Earn 2% cash back on your first $3,000 on supermarket purchases per year. After that, earn 1% for the remainder of the year.
- Unlimited 1% cash back on all other purchases.
- Enjoy no foreign transaction fees when you travel outside of the United States
If you stay at hotels frequently, you can choose The Hilton Honors American Express Business Card.
The Hilton Honors American Express Business Card starts off with 125,000 bonus points after you spend $3,000 in eligible purchases within the first three months of card membership. You’ll receive 12 points per dollar at hotels and resorts in the Hilton portfolio, six points per dollar on select business and travel purchases and three points per dollar everywhere else. You’ll get complimentary Gold status with Hilton, which offers perks including free Wi-Fi, late checkout, a fifth night free on reward nights, space-available room upgrades and continental breakfast. You can qualify for a free weekend night hotel stay if you spend $15,000 or more in one calendar year. Spend an additional $45,000 annually (for a total of $60,000), and you’ll earn a second free weekend night hotel stay. The card charges a $95 annual fee.
What Credit Cards Are Available? (3)
|Sam's Club® Credit Card
|Sam's Club® MasterCard®
|Sam's Club Business MasterCard
|Earn 5% cash back on eligible gas worldwide, including gas at Sam's Club (on the first $6,000 per ye
|Earn 3% cash back on dining and travel
|Earn 1% cash back on other purchases at Sam's Club and wherever Mastercard is accepted
|Cash access up to $100 at any Sam's Club or Walmart® register
|Acceptance at all Sam's Club and Walmart locations nationwide
|No annual fee
|Online account access at SamsClub.com/credit
|Doubles as your membership card
Information About Sam's Club Credit Card You Need to Know
1. In theory, Sam's Club Credit Card has no annual fee, but if you don't, you have to apply for membership in Sam's Club ($45 per year). However, it should be noted that if you open an account on SamsClub.com on the same day, the application fee will be paid in the form of a settlement credit of $45 when the amount of consumption equals or exceeds the purchase amount.
2. Similar to the credit cards offered by competitor Costco, Sam's Club Credit Card has a very strict redemption procedure. Cash return rewards are issued in the form of checks, only once a year, in February of that year. Considering that the cheque designates the Sam Club as the payee, it can only be cashed at the location of the Sam Club. Another disadvantage is that the validity of the check is 180 days, much shorter than Costco's reward certificate, which will not expire until about 11 months after issuance. In addition, it should be noted that if your membership expires before February, you will lose all cash incentives accumulated throughout the year. (If you lose your membership on the day you receive the check, you will need an extra day's pass to enter Sam's Club for exchange.) If you don't want to be a member of Sam's Club or would rather use cash immediately, these restrictions may be an obstacle to getting and delivering feedback.
3. Like most store-brand cards, Sam Club MasterCard offers little online help in cardholder protection and welfare, although promotion financing is occasionally available in some transactions. But if you decide to take advantage of this offer, you must read the rules and pay attention to whether the language includes words that are closely related to your interests, such as "no interest in X months" or "no interest paid in full in X months".
4. Other benefits include identity theft protection and free installation of EMV chips, as well as disclaimers after missing cards.
Should You Get the Sam's Club Credit Card ?
Do you want to start a Sam's Club credit card? If you plan to spend regularly at Sam's Club, you can use this Sam's Club Credit Card, to get a 5% cash refund, which can reduce part of your daily consumption burden. And if you usually spend a lot of money on food and travel, Sam's Club Credit Card is a good choice.
Sam's Club MasterCard has cash-back benefits in many consumer areas, including gasoline, catering, travel, and most consumer areas. If cash back is an important factor in measuring the quality of your credit card, then Sam's Club Credit Card is a high score option. However, it should be noted that cash back can only be used once a year, which is a restriction for some opportunists.
Finally, if you are still not satisfied with Sam's Club Credit Card, you can see from other credit card lists whether other cards match your options.
What is a travel credit card?
With the increasing number of tourists, there is an increasing demand for travel credit cards. Most travel credit cards can be used not only during holidays, but also for business travel. Travel credit cards for travelers allow you to earn miles while shopping, and they often get more rewards for your travel-related shopping. You can pay for your ticket by mileage, book hotels, and more. You will find that some of these cards are branded by hotels or airlines and allow you to maximize your rewards when spending directly with them.
What are the benefits of travel credit cards?
Many travel credit cards offer a huge bonus after you meet a minimum spending requirement within a period.
Earn travel-related points and miles
Many travel credit cards offer a variety of rewards program including airlines, hotels, dining, etc. There are generally three options:
Fixed value points
You can always know how much your points are worth. For example, the Bank of America Travel Rewards credit card earns 1.5 points per $1 spent on anything, and each point is worth one cent.
You can earn points by using one travel credit card and then transfer to the participating airline or hotel transfer partner. For example, with the American Express Membership Rewards program, you can choose to transfer to 15 different airline programs. Once the miles are transferred, you will follow the rules of the program.
Co-branded travel cards
You can get your perks on an airline or a hotel program directly, such as lounge access, free checked bags and other perks.
No foreign transaction fees
Some travel credit cards don’t have any foreign transaction fees, which can help you to save money during you travel aboard. But if your travel credit card doesn’t charge any foreign transaction fee, you have to pay attention to other surcharges.
Redeem points easily
Most cards let you redeem points for any travel expenses you want. And some travel credit cards let you redeem your points for real money or gift cards, which it is a good option when you are not sure if you want redeem for travel.
What do you need to apply for a travel credit card?
Travel credit cards require your credit score in great shape first. Most of the top travel credit cards are offered to those with “excellent” or “very good” credit. Don’t be discouraged if you find that you don’t qualify for a travel credit card yet. There are also many good rewards or cash back credit cards which are worth applying for and can help you to build credit.
Know where you want to go
Places you want to go can make a huge difference in which cards and travel programs you should invest in. Therefore, before applying for a new travel credit card, figure out this question.
You can apply for a travel credit card online, in banks or by email depending on the card. And you just need to fill in your personal information and submit your application. The credit card issuer will consider your credit reports and several different factors when reviewing your application to get an idea of your creditworthiness.
How to use a travel credit card?
Read your credit card terms and conditions.
This will give you an idea of how you can earn travel rewards, when rewards will post and other information. Make sure you understand all potential fees such as late fees, foreign transaction fees and other fees. You also need to know how to avoid them before you pursue travel rewards.
Maximize card benefits and perks
Some travel credit cards have annual fees about the hundreds of dollars, so it’s necessary to maximize card benefits and perks in order to make the fee is worth it.
Plan and budget
Travel credit cards can make it easier to overspend during you vacation, because the money doesn’t leave your bank at once. Therefore, we recommend you to make plans before your travel and budget spending. It’s also important to track your spending diligently.
Pay your bill in full on time
Many travel credit cards offer high reward points, but they often come with high interest rates. Therefore, we recommend you to pay the bill in full on time in order to avoid paying high interest. Carrying a balance may cost you more than you get in rewards.
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About three-quarters of Americans have at least one credit card,In fact, the average person has 3.4 cards. But whether you have a wallet full of plastic or have never charged a purchase in your life, you should know how to apply for a credit card the right way when the time comes. getting approved for a credit card requires proactive planning that should start long before you apply. That's why Cards-Offer born, we aim to help you to find the right credit card, and then successfully apply a credit card.
How To Apply For A Credit Card
Credit card applications are straightforward, but you'll need to meet some minimum financial requirements to get approved for the best credit card offers. Learn how to apply for a credit online and what to expect after you click submit.
- Knowing your credit score and what's on your credit report can help you determine what products to apply for. If you have fair credit, for example, you may not want to apply for a card that clearly states that only applicants with excellent credit will be approved.
- If you don't have good credit, you may find it difficult to get approved for a card with a large sign-up bonus and a lucrative reward structure. Each credit card application ends up on your credit report, so the Nerds recommend using our credit cards comparison tool to find a card that fits your credit profile before applying.
- If the card allows balance transfers, you may request to have balances transferred from other credit card accounts to the new card.
- To apply for a credit card in the US, you’ll need a valid Social Security number and a positive credit history. The best rewards credit cards may require at least three to five years of good credit history, and some more than seven.
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