Walmart Credit Card

Walmart Credit Card is a credit card provided by Walmart for customers to help shopping. Walmart stores was founded in 1962, headquartered in Bentonville, Arkansas, the United States. Walmart is the world's largest retailer, providing two consumer credit cards: Walmart Credit Card and Walmart MasterCard. These cards provide cash returns at Walmart and some affiliated stores. Walmart Credit Card is more suitable for Walmart's loyal shoppers, providing customers with a good shopping experience, bringing more shopping discounts. So if you like shopping, you can learn some ways to save money.

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Walmart Credit Card List

Walmart® Mastercard

The Walmart Mastercard offers 3% cash back rewards for shopping online at, and 2% back at Walmart and Murphy USA gas stations. Only 1% cash back is provided for in-store Walmart purchases.

Some cardholders may receive special financing offers, either zero-interest or deferred interest. There’s no annual fee for the Walmart Mastercard.

To login and make a payment or manage your account online, go to this website.

You can use this card anywhere Mastercard credit cards are accepted, which is pretty much anywhere credit cards are accepted. Walmart offers another card, the Walmart Credit Card, which can only be used at Walmart and some affiliated stores. Check out our review and comparison of both of these cards in our Review of the Walmart Credit Card and Walmart Mastercard.

Walmart® Store Card

  • Save $25 when you open a Walmart® Store Card and spend $25 on your first purchase the same day.
  • Save 3% on purchases including Grocery Pickup, 2% on Murphy USA and Walmart gas and 1% at Walmart.

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Citi Double Cash Card - 18 month BT offer

  • Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • Balance Transfers do not earn cash back
  • 0% Intro APR on Balance Transfers for 18 months. After that, the variable APR will be 14.49% - 24.49% based on your creditworthiness
  • Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases.
  • No categories to track, no caps on cash back, no annual fee*

Target REDcard Credit Card

  • Save 5% at Target & each day.
  • Save 5% when you use your REDcard at any in-store Starbucks location, Cartwheel, Target Subscriptions, Specialty gift cards, Top deals and Clearance.
  • Free 2-day shipping on hundreds of thousands of items at Some market exclusions apply.
  • Extended returns for 30 extra days at Target or

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What Credit Cards Are Available? (2)

Walmart® Mastercard Walmart® Mastercard Walmart® Store Card Walmart® Store Card
Sing-Up Bonus No Yes
Annual fee $0 $0
3.2.1 Save Rewards
No Annual Fee
FICO® Access
$0 Fraud Liability
Activate Card
Account Management
Special financing offers for 6, 12, 18, or 24 months
Save $25 when you open a Walmart® Store Card and spend $25 on your first purchase the same day.

Information About Walmart Credit Card You Need to Know

1.       Walmart Credit Cards can only be used in Walmart stores, Walmart Super Center,, Walmart Gas Station, Murphy American Gas Station, Neighborhood Market, Sam's Clubs (requiring active Sam Club membership). MasterCard can be used anywhere MasterCard is accepted.

2.       Walmart's "3-2-1 Save" Award Scheme includes:

3.       Qualified purchases can be returned with 3% cash (but not for Walmart stores!)

4.       Two percent of the cash was returned to Walmart and Murphy's U.S. gas stations participating in the program.

5.       One percent of the cash returned elsewhere.

6.       Registration bonus discount: After purchasing at least $25 in the first 24 hours, you can get a statement of $25. Only when you shop at and through Walmart apps can you get a 3% return. Normal purchases at Wal-Mart stores can only get a 1% return.

7.       Interest-free special financing concessions may be the best feature of these cards. These are only 0% of the APR period, you can use to pay the balance without generating interest, and there is no problem. However, if you do not pay off the balance in time, the deferred interest plan may charge you a lot of interest. As long as you pay off all the balance before the due date, there will be no problem.

Should You Get Walmart Credit Card?

If you spend a lot of money on every year, Walmart Credit Cards may be right for you. When you shop at Walmart, you get extra incentives or discounts, which should be the main benefit of store brand cards. You can also get a registration bonus for opening an account. If you often buy food, groceries or other items from Walmart and its website, and often shop in Walmart or Murphy America, it is useful to buy Walmart Credit Cards. You can use this card to save money and make money. You also need to be aware that your cash advance balance is on time every month because APR and late fees are too high. If you don't pay on time, you will be punished. Walmart is a store that meets the needs of the public, including daily department stores and clothing, can meet your daily needs. Whether you are a shopper, a worker or a housewife, this credit card is perfect. You can buy clothes and food at Walmart or vegetables and fruits. Finally, you have to decide what credit cards to deal with according to your own needs. If you decide that Walmart Credit Card is not for you, you can look at the other cards we recommend.



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About Walmart Credit Card

Every retailer seems to offer their own credit card nowadays, each with its own special benefits. How are you supposed to know which to choose and whether using that card is really worth it?

Unfortunately, many of these cards come with a high interest rate and low minimum payments that pretty much offset any discounts in the end.

So let's take a look at the Walmart Mastercard and Walmart Credit Card by Synchrony Bank to see how they stack up.

About Cards-Offer

About three-quarters of Americans have at least one credit card,In fact, the average person has 3.4 cards. But whether you have a wallet full of plastic or have never charged a purchase in your life, you should know how to apply for a credit card the right way when the time comes. getting approved for a credit card requires proactive planning that should start long before you apply. That's why Cards-Offer born, we aim to help you to find the right credit card, and then successfully apply a credit card.

How To Apply For A Credit Card

Credit card applications are straightforward, but you'll need to meet some minimum financial requirements to get approved for the best credit card offers. Learn how to apply for a credit online and what to expect after you click submit.

  • Knowing your credit score and what's on your credit report can help you determine what products to apply for. If you have fair credit, for example, you may not want to apply for a card that clearly states that only applicants with excellent credit will be approved.
  • If you don't have good credit, you may find it difficult to get approved for a card with a large sign-up bonus and a lucrative reward structure. Each credit card application ends up on your credit report, so the Nerds recommend using our credit cards comparison tool to find a card that fits your credit profile before applying.
  • If the card allows balance transfers, you may request to have balances transferred from other credit card accounts to the new card.
  • To apply for a credit card in the US, you’ll need a valid Social Security number and a positive credit history. The best rewards credit cards may require at least three to five years of good credit history, and some more than seven.
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