Walmart® Mastercard

Walmart® Mastercard
Advertiser Disclosure
Annual Fee
$0
Regular APR
18.15%, 21.15%, or 24.15% Variable
Open-loop card or Close-loop card
Open-loop

Additional Information

Balance Transfer Fee
N/A
Purchase Intro APR
-
Transfer Intro APR
-
Late Payment Fee
Up to $38
Returned Payment Fee
See Terms
Cash Advance Rate
21.15%, 24.15%, or 27.15% Variable
Cash Advance Fee
3%, $5 minimum
Foreign Transaction Fee
3%
Smart Chip
Chip-and-Signature
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Sign-up Bonus

No Sign-Up Bonus.

Rewards

3% cash back at Walmart.com
2% cash back on fuel at Walmart gas stations and Murphy USA gas stations (excluding Murphy Express)
1% cash back everywhere else

Application Requirements

Minimum credit score
Fair
Minimum Age
18 years old

How To Apply Walmart® Mastercard

  • To apply for the Walmart store card or MasterCard, click on the "Apply Now" link on the Walmart MoneyCenter website. 

  • After login, enter your name, address, telephone number and email address in the application form. You must list your annual income and monthly mortgage or rent. 

  • Walmart also asks for your date of birth, Social Security number, mother's maiden name, and driver's license number as part of its credit check.

  • You can apply at any Walmart register with a government-issued ID and current credit card.

  • Quick access to this card? Click on the Apply Now button.

Sponsored Links

How To Use Walmart® Mastercard

Where Can You Use 

  • Walmart® Mastercard Credit Card can be used anywhere Mastercard is accepted, and Walmart Stores, Walmart Supercenters, Walmart.com, Walmart gas stations, Murphy USA gas stations, Neighborhood Markets, Sam’s Clubs (active Sam’s Club membership required)

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Credit card applications are straightforward, but you'll need to meet some minimum financial requirements to get approved for the best credit card offers. Learn how to apply for a credit online and what to expect after you click submit.

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  • If the card allows balance transfers, you may request to have balances transferred from other credit card accounts to the new card.
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