Old Navy Visa® Card

Old Navy Visa® Card
Issued by Synchrony Bank
Card Rating:2.50
Advertiser Disclosure
Annual Fee
Regular APR
26.49% (V)
Open-loop card or Close-loop card
Open-loop card

Additional Information

Balance Transfer Fee
Purchase Intro APR
Not Offered
Transfer Intro APR
Balance Transfers Not Allowed
Late Payment Fee
Returned Payment Fee
Cash Advance Rate
28.49% (V)
Cash Advance Fee
4% (min $10)
Foreign Transaction Fee
Smart Chip
Yes, chip-and-signature
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Sign-up Bonus

Get 20% off on your first purchase upon approval.


Earn 5 points for every $1 spent at Old Navy, Gap, Banana Republic and Athleta. Earn 1 point for every $1 spent everywhere else you use your card.
Get $5 Rewards Card for every 500 points you earn.
Earn 500 bonus Rewards points if you Go Paperless and another 500 bonus rewards points when you sign up for email updates.
Reach Navyist status by earning 5,000 points in a calendar year and you’ll have access to exclusive extras.

Application Requirements

Minimum credit score
Minimum Age


["High APR"]

How To Apply Old Navy Visa® Card

  • Fill in the retail credit card application form, which contains basic personal information, including your social security number and annual net income, and then click Continue.

  • Confirm whether you want to receive electronic or paper reconciliations or add authorized users to your account. Choose paperless sentences to get 500 bonus points.

  • If you want to continue your application, please check the terms and conditions and select "I agree".

  • Click the Safe Submit button to process your application.

  • Quick access to this card? Click on the Apply Now button.

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How To Use Old Navy Visa® Card

Where Can You Use Old Navy Visa® Credit Card?

  • Old Navy is part of Gap (Gap, Old Navy, Banana Republic, and Athleta), so your card can be used in these stores as well, and it can be used anywhere Visa is accepted.

Pay Your Old Navy Visa® Credit Card Bill On Time

  • Your due date is at least 23 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.

Something About Old Navy Visa® Credit Card Rewards

  •  1 point per dollar spent anywhere Visa is accepted

  •  Special Visa Cardholder Offers/Promos

Credit Card Reviews

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