Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express
Issued by American Express
Card Rating:4.40
Advertiser Disclosure
Annual Fee
N/A
Regular APR
14.99% - 25.99% (V)

Additional Information

Balance Transfer Fee
N/A
Purchase Intro APR
0% for12 months
Transfer Intro APR
0% for12 months
Late Payment Fee
$38
Returned Payment Fee
Up to $38
Cash Advance Rate
27.24% (V)
Cash Advance Fee
3% (min $5)
Foreign Transaction Fee
2.7%
Smart Chip
Yes, chip-and-PIN
Sponsored Links

Sign-up Bonus

$150 statement credit after you spend $1,000 in pu

Rewards

No Rewards..

Application Requirements

Minimum credit score
Fair
Minimum Age
18 years of age

Cons

  • Has annual fee - but if you spend more than $31/week the rewards offset the fees after the first year of holding the card
  • American Express isn%u2019t accepted at as many merchants as Visa or MasterCard

How To Apply Blue Cash Preferred® Card from American Express

  1. Press the “Apply” button below!
  2. Complete the application with your personal details and financial details.
  3. Review and submit your application.
Sponsored Links

How To Use Blue Cash Preferred® Card from American Express

  1. You can only use the Blue Cash Preferred® Card from American Express at Store
  2. You can use the Blue Cash Preferred® Card from American Express anywhere that Visa/Master is accepted
  3. Pay your balance on time.
  4. Avoid unnecessary interest and fees.
  5. If you have any question, you can contact the credit card's customer service.

Credit Card Reviews

68 Reviews
Post A Reviews

Write A Review

User Name
Rating:
Title:
Review:

Cancel
Submit
Good for groceries, bad for gas, meh on everything else
by
Anonymous
1 month ago
"

My wife and I like this card for grocery store rewards. Credits about every purchase. Gas Stations work about 10% of the time. And its crazy we used to go to the same gas station near out house 50% of the time, but some would count at the 3% and some won't. Call and ask why and they can say, well maybe you didn't pay at the pump... Other purchases in the gas stations work at the 3%. But still no rhyme or reason of what gas stations count or not. The Costco Visa give you 4% at gas stations so don't really need the AMEX for fuel...

"
Amazing value!
by
Anonymous
1 year ago
"

My husband and I make back the annual fee (and then some) every month. They have a great "plan it" feature for large purchases, and we put all groceries and gas on this card. I think some reviewers are confusing this card with another one - there are no points, it is cash back. Anything over $25 you can get in a giftcard or as a statement credit. No messing with a complicated points system. This is an excellent everyday card. If you eat out/travel frequently, it's worth getting a second go-to for those purchases, but you really can't beat 6% on groceries and 3% at the pump (and some retailers like Kohls and Macys). Plus, Amex customer service is exceptional.

"
such bull****!
by
Brrich1
1 year ago
"

Do not apply for this card they gave me a limit for 15,000 I did a balance transfer of 11,000 to take advantage of the zero interest rate and I paid it down to 8,400 as agreed with no late payments only to have my credit limit decreased to the outstanding amount which has a zero interest rate that expires in January, so now I have no availability on this card (WTF!) Obviously I'm going to pay this off and not use this card I have no idea why they did this but it's typical of a greedy credit card company that's ****ed that I am not paying interest on the outstanding balance & have had it for just over two years. yes, I am smart &  I don't pay interest if I don't have too, they got the transfer fee then screwed me! Do not, I repeat do not apply for American Express I do not recommend it at all. I a have over 114k In credit card limit with 75% available, with higher limits on 3 of my cards, so I don't really need them, but this behavior affected my score negatively.  I won't cancel because it will hurt my score again, so I am stuck with this low balance CRAP card.

"
Best daily use card for me!
by
Matthewthicus
1 year ago
"

I have six credit cards but I use only my AMEX PREFERRED CASH because the benefits are better than using cash.  I pay the card off every month so I carry no interest monthe to month.  If you are diciplined on your spending and payment habits, this is the card for you.  They raised my limit twice unsolicited and the opening limit was plenty for my monthly use.

"
Great for Groceries and Gas
by
PointerGatherer
1 year ago
"

I've had this card for a few months and use it exclusively for groceries and gas. I've been with AMEX for 13yrs and this is my first credit card from them (vs charge card). I upgraded my PRG AMEX to the Platinum back in the summer. Now that the Gold card has changed I have picked that up again (keeping Platinum). With the rewards from the Gold card I don't expect to keep this card, but on its own it is a solid card and the best you can get for those categories.

"
View More Reviews

More Credit Cards Like Blue Cash Preferred® Card from American Express

About Cards-Offer

About three-quarters of Americans have at least one credit card,In fact, the average person has 3.4 cards. But whether you have a wallet full of plastic or have never charged a purchase in your life, you should know how to apply for a credit card the right way when the time comes. getting approved for a credit card requires proactive planning that should start long before you apply. That's why Cards-Offer born, we aim to help you to find the right credit card, and then successfully apply a credit card.

How To Apply For A Credit Card

Credit card applications are straightforward, but you'll need to meet some minimum financial requirements to get approved for the best credit card offers. Learn how to apply for a credit online and what to expect after you click submit.

  • Knowing your credit score and what's on your credit report can help you determine what products to apply for. If you have fair credit, for example, you may not want to apply for a card that clearly states that only applicants with excellent credit will be approved.
  • If you don't have good credit, you may find it difficult to get approved for a card with a large sign-up bonus and a lucrative reward structure. Each credit card application ends up on your credit report, so the Nerds recommend using our credit cards comparison tool to find a card that fits your credit profile before applying.
  • If the card allows balance transfers, you may request to have balances transferred from other credit card accounts to the new card.
  • To apply for a credit card in the US, you’ll need a valid Social Security number and a positive credit history. The best rewards credit cards may require at least three to five years of good credit history, and some more than seven.
Join Cards-Offer Newsletter Now!

Never miss a good chance to get a better Credit Card. Get top Credit Card Notifications from more than 100 Credit Card Categories!

We will not share your email in any cases.

Popular Credit Card