Discover it® chrome

Discover it® chrome
Issued by Discover Bank
Card Rating:4.10
Advertiser Disclosure
Annual Fee
Regular APR
13.99% - 24.99% (V)

Additional Information

Balance Transfer Fee
Purchase Intro APR
0% for14 months
Transfer Intro APR
0% for14 months
Late Payment Fee
Returned Payment Fee
Up to $37
Cash Advance Rate
26.99% (V)
Cash Advance Fee
5% (min $10)
Foreign Transaction Fee
Smart Chip
Yes, chip-and-signature
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Sign-up Bonus

Get a dollar-for-dollar match of all the cash back


No Rewards..

Application Requirements

Minimum credit score
Minimum Age


  • Requires good/excellent credit
  • Discover cards are not widely accepted outside of the U.S.

How To Apply Discover it® chrome

  1. Press the “Apply” button below!
  2. Complete the application with your personal details and financial details.
  3. Review and submit your application.
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How To Use Discover it® chrome

  1. You can only use the Discover it® chrome at Balance Transfer
  2. You can use the Discover it® chrome anywhere that Visa/Master is accepted
  3. Pay your balance on time.
  4. Avoid unnecessary interest and fees.
  5. If you have any question, you can contact the credit card's customer service.

Credit Card Reviews

4 Reviews
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User Name

Low Credit Limit
1 year ago

I already have a Discover IT card with a 30k limit. But we want to finance a large project with the 14 months no interest. We have a 12% utilization rate, small debt to income and a 780 credit score. Got a 3k limit right after Chase gave us 10k. Discover used to be really good but their rewards are lagging behind. They are both going to be cut up after this project is up and be swapped out with USAA 2.5% (or Citi Double Cash if you can't get USAA) and Amex.

Excellent cash back
1 year ago

With the end of year bonus you get 2% cash back on every purchase plus 2% on dining and gasoline. Can't beat that with 0 annual fees

decent card company but the cash back categories can give you a headache
1 year ago

Discover has a great website.  Americans answer the phone if you call them.  The Discover deals is fun to use and usually has some pretty good deals. Their website is close to the best compared to the other guys and I like their mobile app - though I wish they would hurry up and update it so it has the touch login like the other cc aps.  The rotating categories are a little annoying and there are caps - usually $1500 in purchases per quarter.  Its kind of like musical chairs and if your lucky and need to make a large purchase in a current category its good but most of the time its not what you needed.  You can definitely earn more rewards/cash back with other cards but Discover makes up for it with the discover deals (i.e. shop at samsclub and get 5% cash back).  They also have good customer service and a great website. 

Not happy!
1 year ago

After receiving the card design I wanted, 2 months later it was changed without my input.  I cannot get the design I enjoyed for 2 months!  There is nothing I can do!  Terrible!


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