Chase Sapphire Reserve®

Best for purchase protections

Who’s this for? The Chase Sapphire Reserve is a premium credit card loaded with benefits, including just about every type of purchase protection you could want. Purchases made with the card can qualify for the following:

• Purchase protection: Eligible purchases are covered for 120 days from the date of purchase against theft, damage or loss for up to $10,000 per claim and $50,000 per year.
• Return protection: Eligible items the retailer will not allow you to return are covered for 90 days from the date or purchase for up to $500 per item and up to $1,000 per year.
• Extended warranty: Get one additional year of protection on original warranties that provide coverage for three years or less. Covers up to a maximum of $10,000 per claim and $50,000 per account.

To take advantage of this card’s extended warranty or return protection, you can file a claim at this site. For purchase protection, you can open a new claim here.

The Chase Sapphire Reserve has a $550 annual fee, but it can be offset by perks like a $300 annual travel credit and access to over 1,300 airport lounges with a Priority Pass Select membership. Chase Ultimate Rewards® points can be redeemed for cash back, travel booked through the Chase travel portal or transferred to various hotel and airline partners.