Limited-time Special Offers You Must Know

Here you can find limited-time offers that'll help you maximize savings, earn reward points, enjoy additional benefits and more. They're always changing, so check back often to see the latest and greatest.

Special Offers of Fashion

You could win a Designer Handbag.

You could win a Designer Handbag.

Join TJX Rewards Access today, complete your profile and get a sweeps entry for this month's designer handbag sweeps for new members.

Exclusive 10% your purchase everyday

Cardmember Exclusive Extra 10% Off Online & in Banana Republic Store with CODE:BRCARD.

Expired on:08/31/2019 at 11:59 pm 

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Request the 12-month Club Plan on purchases of $200 or more


No Interest if paid in full within 6, 12 or 18 months.

Special Financing

6 months special financing

12 & 36 Special Financing Available

12 Months Special Financing

$500 minimum purchase.

20% down payment required.

36 Months Special Financing

$3,000 minimum purchase.

0 down payment 

SEARS Fine Jewelry

5% OFF ON FINE JEWELRY (J) ITEMS OVER $299+ OR NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS** on Fine Jewelry (J) items over $299+. 

Expired on 04/06/2019

About Cards-Offer

About three-quarters of Americans have at least one credit card,In fact, the average person has 3.4 cards. But whether you have a wallet full of plastic or have never charged a purchase in your life, you should know how to apply for a credit card the right way when the time comes. getting approved for a credit card requires proactive planning that should start long before you apply. That's why Cards-Offer born, we aim to help you to find the right credit card, and then successfully apply a credit card.

How To Apply For A Credit Card

Credit card applications are straightforward, but you'll need to meet some minimum financial requirements to get approved for the best credit card offers. Learn how to apply for a credit online and what to expect after you click submit.

  • Knowing your credit score and what's on your credit report can help you determine what products to apply for. If you have fair credit, for example, you may not want to apply for a card that clearly states that only applicants with excellent credit will be approved.
  • If you don't have good credit, you may find it difficult to get approved for a card with a large sign-up bonus and a lucrative reward structure. Each credit card application ends up on your credit report, so the Nerds recommend using our credit cards comparison tool to find a card that fits your credit profile before applying.
  • If the card allows balance transfers, you may request to have balances transferred from other credit card accounts to the new card.
  • To apply for a credit card in the US, you’ll need a valid Social Security number and a positive credit history. The best rewards credit cards may require at least three to five years of good credit history, and some more than seven.
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