PNC Credit Cards

PNC Credit Cards is a Balance Transfer Credit Cards.

PNC Credit Card is a credit card provided by PNC for customers to help shopping. PNC, founded in 1845, is a Pittsburgh-based bank holding company and financial services company. Its banks operate in 19 states and the District of Columbia, with 2,459 branches and 9,051 ATMs. The company also provides financial services such as asset management, wealth management, heritage planning, loan services, and information processing. In terms of assets, PNC ranks eighth on the list of the largest banks in the United States. It ranks fifth by the number of branches, sixth by deposit and fourth by number of ATMs. So if you like shopping, you can learn some ways to save money.

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PNC Credit Cards List

PNC BusinessOptions Visa Signature Credit Card

The PNC BusinessOptions Visa Signature Credit Card is a business rewards credit card. You can choose among three rewards options: cash rebates, PNC points and travel rewards. If you apply for your new card by January 31, 2019, and spend $15,000 within the first three months of opening an account, you will earn a $400 statement credit. The card offers a pay-in-full option with a spending limit of up to $250,000, or a revolve option with a spending limit of up to $50,000. Cardholder benefits include an auto rental collision damage waiver, roadside dispatch, purchase security, extended warranty protection, lost luggage reimbursement, emergency card replacement, emergency cash disbursement, travel accident insurance, travel and emergency assistance services and concierge service.

PNC CashBuilder Visa Credit Card

PNC CashBuilder Visa Credit Card holders can earn up to 1.75 percent cash back on all purchases. You’ll pay no annual fee and get an introductory zero percent APR on balance transfers for the first 12 billing cycles after opening the account. After that, the APR on purchases and balance transfers is 14.74 percent to 23.74 percent, based on creditworthiness.

PNC points Visa Business Credit Card

The PNC points Visa Business Credit Card is a rewards card offering five points per dollar on purchases in all spending categories. There are no limits to the amount of points you can earn, and you can combine your personal and business points. You can choose to allow your employees to accumulate points individually or at the company level. A $0 annual fee is required. The standard APR for purchases and balance transfers is a variable 12.99 percent to 21.99 percent, based on your creditworthiness, depending on your creditworthiness.

PNC Travel Rewards Visa® Business Credit Card

The PNC Travel Rewards Visa Business Credit Card is a business travel rewards credit card. You can earn 2 miles per dollar on the first $2,500 in purchases and 1 mile per dollar on all purchases after that. There is a $0 annual fee and no foreign transaction fee. Benefits include extended warranty coverage and protection against theft and damage.

PNC Visa Business Credit Card

The PNC Visa Business Credit Card is a no-frills business credit card that offers a 13-month zero percent APR on balance transfers made within 90 days of account opening and a standard variable APR of 11.99 percent to 21.99 percent, based on your creditworthiness. There is an annual fee of $0, and the card offers a number of financial and risk management tools for small business owners.

PNC Core® Visa® Credit Card

This plain vanilla credit card offers cardholders with the cleanest credit histories an appealingly low APR and a strong promotion on purchases and balance transfers.

PNC points® Visa® Credit Card

The PNC points Visa Credit Card is a rewards credit card. You will earn four points per dollar on all purchases and can earn bonus points ranging from 25 to 75 percent based on your relationship with PNC Bank. There is a $0 annual fee and the card has a 12-month zero percent introductory APR on purchases and balance transfers made within 90 days of opening the account, then a variable APR of 13.99 percent to 23.99 percent, based on your creditworthiness. Cardholders get travel and emergency protection and zero dollar liability for fraudulent charges.

PNC Premier Traveler® Visa Signature® Credit Card

With its high annual fee and relatively short 12-month introductory period, the PNC Premier Traveler card is not your best option for transferring a balance. However, if you manage to pay down your balance in the first year before the fees and interest rates kick in, you’ll have a very good travel rewards card.

PNC points Visa

  • Earn 4 points per $1 spent on purchases
  • No Annual Fee
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Alternatives

If you don't want to pay off your balance in full every month, you can choose Capital One Journey® Student Rewards Credit Card.

Capital One Journey® Student Rewards Credit Card

The interest rate is reasonable – although not great – but the array of other features makes VentureOne Rewards Card worthy of consideration.

If you would like to shop at Store, you can choose AMAZON REWARDS VISA SIGNATURE CARD.

AMAZON REWARDS VISA SIGNATURE CARD

The Amazon Rewards Visa Signature Card is a credit card offered by Amazon and Chase. If you use Amazon regularly, this card could potentially provide you with a lot of cash back.

This card has been chosen as one of our Best Store Credit Cards.

This card can be used anywhere Visa credit cards are accepted, which is pretty much anywhere credit cards are accepted. There’s also a similar card you can only use at Amazon, the Amazon.com Store Card.

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What Credit Cards Are Available? (10)

PNC BusinessOptions Visa Signature Credit Card

The PNC BusinessOptions Visa Signature Credit Card is a business rewards credit card. You can choose among three rewards options: cash rebates, PNC points and travel rewards. If you apply for your new card by January 31, 2019, and spend $15,000 within the first three months of opening an account, you will earn a $400 statement credit. The card offers a pay-in-full option with a spending limit of up to $250,000, or a revolve option with a spending limit of up to $50,000. Cardholder benefits include an auto rental collision damage waiver, roadside dispatch, purchase security, extended warranty protection, lost luggage reimbursement, emergency card replacement, emergency cash disbursement, travel accident insurance, travel and emergency assistance services and concierge service.

PNC CashBuilder Visa Credit Card

PNC CashBuilder Visa Credit Card holders can earn up to 1.75 percent cash back on all purchases. You’ll pay no annual fee and get an introductory zero percent APR on balance transfers for the first 12 billing cycles after opening the account. After that, the APR on purchases and balance transfers is 14.74 percent to 23.74 percent, based on creditworthiness.

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PNC points Visa Business Credit Card

The PNC points Visa Business Credit Card is a rewards card offering five points per dollar on purchases in all spending categories. There are no limits to the amount of points you can earn, and you can combine your personal and business points. You can choose to allow your employees to accumulate points individually or at the company level. A $0 annual fee is required. The standard APR for purchases and balance transfers is a variable 12.99 percent to 21.99 percent, based on your creditworthiness, depending on your creditworthiness.

PNC Travel Rewards Visa® Business Credit Card

The PNC Travel Rewards Visa Business Credit Card is a business travel rewards credit card. You can earn 2 miles per dollar on the first $2,500 in purchases and 1 mile per dollar on all purchases after that. There is a $0 annual fee and no foreign transaction fee. Benefits include extended warranty coverage and protection against theft and damage.

PNC Visa Business Credit Card

The PNC Visa Business Credit Card is a no-frills business credit card that offers a 13-month zero percent APR on balance transfers made within 90 days of account opening and a standard variable APR of 11.99 percent to 21.99 percent, based on your creditworthiness. There is an annual fee of $0, and the card offers a number of financial and risk management tools for small business owners.

PNC Core® Visa® Credit Card

This plain vanilla credit card offers cardholders with the cleanest credit histories an appealingly low APR and a strong promotion on purchases and balance transfers.

PNC points® Visa® Credit Card

The PNC points Visa Credit Card is a rewards credit card. You will earn four points per dollar on all purchases and can earn bonus points ranging from 25 to 75 percent based on your relationship with PNC Bank. There is a $0 annual fee and the card has a 12-month zero percent introductory APR on purchases and balance transfers made within 90 days of opening the account, then a variable APR of 13.99 percent to 23.99 percent, based on your creditworthiness. Cardholders get travel and emergency protection and zero dollar liability for fraudulent charges.

PNC Premier Traveler® Visa Signature® Credit Card

With its high annual fee and relatively short 12-month introductory period, the PNC Premier Traveler card is not your best option for transferring a balance. However, if you manage to pay down your balance in the first year before the fees and interest rates kick in, you’ll have a very good travel rewards card.

PNC points Visa

  • Earn 4 points per $1 spent on purchases
  • No Annual Fee

What is a balance transfer credit card?

Balance transfer credit cards give people the opportunity to transfer from a high-interest credit card to a lower-interest credit card. They also can help cardholders save a lot of money they need to pay for interest. For example, if you have a high balance on a reward credit card at 23% APR, you can transfer the debt to a balance transfer credit card with a lower rate during the introductory period, so you can save money on interest and pay down your debt faster. However, you can only transfer an amount up to your credit limit on the new credit card.                

What are the benefits of balance transfer credit cards?

Low balance transfer APR

Low balance transfer APR can help you to pay existing debt faster. This is because you can get a low promotion or introductory APR to pay the balance within a specified time frame.

Low introductory APR

This may help you cut time which takes to reduce your debt and save money on interest.

Easy to keep track of your payment

Consolidating all of your balances on to one card with a low introductory APR instead of paying multiple credit cards on multiple due dates, means you only have to keep track of one payment a month.  

What do you need to apply for a balance transfer credit card?

Credit score

The issuer will review your personal credit history when determining whether to approve your credit card and what terms you are eligible for. Responsible past use of credit will maximize your chances.

Application

You can apply for a store credit card online, in banks or by email depending on the card. And you just need to fill in your personal information and submit your application. The credit card issuer will consider your credit reports and several different factors when reviewing your application to get an idea of your creditworthiness.                

How to use a balance transfer credit card?

Read your credit card terms and conditions.

This will give you an idea of how you can earn rewards, when rewards will post and other information. Check if the introductory APR offer and the introductory balance transfer fee apply only to the balance transfer, regular purchases, or both.

Pay down the debt

Avoid just chasing 0% balance transfer offers or keep bouncing balances from one card to another. Try to find a great balance transfer offer and making a plan to pay down your debt as soon as possible.

How to complete a balance transfer

When you respond to a balance transfer offer, you can indicate the account numbers you want to pay and how much you want to transfer.

After you get approved for the balance transfer, the new credit card issuer will contact your creditors or billers on your behalf and pay them the amount you want to transfer. This processing maybe takes up to two weeks.

If you have any payments due before that time, you have to make those payments by their due dates in order to avoid late fees.                

About Cards-Offer

About three-quarters of Americans have at least one credit card,In fact, the average person has 3.4 cards. But whether you have a wallet full of plastic or have never charged a purchase in your life, you should know how to apply for a credit card the right way when the time comes. getting approved for a credit card requires proactive planning that should start long before you apply. That's why Cards-Offer born, we aim to help you to find the right credit card, and then successfully apply a credit card.

How To Apply For A Credit Card

Credit card applications are straightforward, but you'll need to meet some minimum financial requirements to get approved for the best credit card offers. Learn how to apply for a credit online and what to expect after you click submit.

  • Knowing your credit score and what's on your credit report can help you determine what products to apply for. If you have fair credit, for example, you may not want to apply for a card that clearly states that only applicants with excellent credit will be approved.
  • If you don't have good credit, you may find it difficult to get approved for a card with a large sign-up bonus and a lucrative reward structure. Each credit card application ends up on your credit report, so the Nerds recommend using our credit cards comparison tool to find a card that fits your credit profile before applying.
  • If the card allows balance transfers, you may request to have balances transferred from other credit card accounts to the new card.
  • To apply for a credit card in the US, you’ll need a valid Social Security number and a positive credit history. The best rewards credit cards may require at least three to five years of good credit history, and some more than seven.
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