Credit Cards for Excellent Credits

Bank of the Sierra Visa Bonus Rewards Card

• Earn 2,500 bonus rewards points after your first purchase, redeemable for $25 cash back, merchandise, gift cards or travel savings.*
• Redemption starts at 2,500 points for $25 cash back, or redeem 25,000 points for round-trip airfare up to $325.
• Earn 1 point for every eligible net $1 you spend.
• Get a 25% bonus on all points earned every month, automatically.
• No caps or limits on the points you can earn, plus you have five years to redeem points for rewards*

Stein Mart Platinum Rewards Mastercard

• Exclusive Extra Savings Events at least 10x a year.
• First To Know email notification of sales events.
• Our Gift To You, special savings during your birthday month.

Exchange Bank Visa Bonus Rewards Card

• Earn 1 point per eligible net $1 you spend, plus get a 25% BONUS (that's equivalent to 1.25 points) on all points earned every month, automatically.
• $25 cash back after your first purchase.
• No caps or limits on the points you can earn, plus you have five years to redeem points for rewards*.
• 2,500 bonus rewards points awarded after first purchase?, redeemable for $25 cash back, merchandise, gift cards or travel savings.
• Redemption starts at 2,500 points for $25 cash back, or redeem 25,000 points for round-trip airfare up to $325.

Exchange Bank Visa Bonus Rewards PLUS Card

• Earn 1 point per eligible net $1 you spend, plus get a 50% BONUS (that's equivalent to 1.5 points) on all points earned every month, automatically.
• $50 cash back after your first purchase.
• No caps or limits on the points you can earn, plus you have five years to redeem points for rewards.
• 5,000 bonus rewards point awarded after first purchase*, redeemable for $50 cash back, merchandise, gift cards or travel savings.
• Redemption starts at 2,500 points for $25 cash back, or redeem 25,000 points for round-trip airfare up to $325.
• No foreign transaction fees.

Brooks Brothers Platinum MasterCard

• 15% off Brooks Brothers purchases
• Earn 1 point per $1 spent on purchases.
• Open a Brooks Brothers Credit Card account and get 15% off Your First Day's Purchases at Brooks Brothers. For Brooks Brothers Platinum MasterCard? only, receive an additional 15% off your Brooks Brothers purchases for 1 month upon receipt of your Brooks Brothers Welcome Mailing.
• Receive a $20 rewards card when you make your first purchase outside of Brooks Brothers with your Brooks Brothers Platinum MasterCard.
• Earn a $20 rewards card for every $500 in purchases at Brooks Brothers with your Brooks Card? or Brooks Brothers Platinum MasterCard. And earn a $20 rewards card for every $2,000 in purchases outside of Brooks Brothers with your Brooks Brothers Platinum MasterCard.
• Cash access from ATMs.

North Shore Bank Visa Bonus Rewards Card

• Earn 1 point for every eligible net $1 you spend
• Get a 25% bonus on all points earned every month, automatically
• No caps or limits on the points you can earn, plus you have five years to redeem points for rewards
• 2,500 bonus rewards points awarded after first purchase, redeemable for $25 cash back, merchandise, gift cards or travel savings
• Redemption starts at 2,500 points for $25 cash back, or redeem 25,000 points for round-trip airfare up to $325

National Bank of Commerce Maximum Rewards Visa

• Earn 1 point per $1 spent on purchases
• N/A

Barclaycard CashForward™ World Mastercard

• Get a $200 cash rewards bonus after you spend $1,000 in purchases in the first 90 days after account opening
• Earn unlimited 1.5% cash rewards on every purchase
• Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption
• Redeem your cash rewards for a deposit into a U.S. checking or savings account, a statement credit or gift cards. Redemptions start at $50
• Cash rewards do not expire as long as your account is open, active and in good standing
• Enjoy a 0% introductory APR for the first 15 months on purchases. Plus, you'll get a 0% introductory APR for 15 months on balance transfers for each balance transfer made within 45 days of account opening. After that a variable APR will apply, 15.99%, 20.99% or 25.99%, based on your creditworthiness. Please note, there is a fee for balance transfers
• No annual fee

Regions Visa Signature

• Earn one point for every $1 in qualified purchases on a Regions credit card with Relationship Rewards

Citizens Bank Cash Back Plus™ World MasterCard

• Unlimited 1.5% cash back on every purchase with no rotating categories or enrollments to keep track of
• 10% Purchase Bonus on your earned cash back rewards when you make at least one purchase every month for six consecutive months or more
• 10% Relationship Bonus on your earned cash back rewards and Purchase Bonus when you direct deposit them in a Citizens Bank personal checking, savings or money market account
• Take advantage of both bonuses to earn 1.8% cash back
• 0% introductory APR on balance transfers for 12 billing cycles, thereafter a 14.99%, 17.99% or 20.99%, variable APR based on your creditworthiness
• Variable purchase APR of 14.99%, 17.99% or 20.99% applies from account opening based on your creditworthiness
• No annual fee*
• No foreign transaction fees
• No penalty APR for late payments
• Extended Warranty Protection doubles the original manufacturer%u2019s or store brand warranty for up to two years
• Price Protection for 120 days from purchase
• Concierge Services
• Trip Cancellation Insurance
• Trip Interruption Insurance
• MasterRental Insurance for collision, loss or damage
• Zero Liability Protection against unauthorized purchases
• Travel accident and baggage delay insurance
• 24/7 online account management
• Make purchases using Apple Pay%u2122 in-store and in-app with participating merchants
• Up to 21-day grace period on all purchases
• Balances count toward Circle Gold checking monthly combined balance
• Year-end summary statement

Gold Delta SkyMiles® Credit Card from American Express

Gold Delta Skymiles points are worth more than the average credit card rewards point, making this airline card’s rewards program an attractive choice for cardholders who want to quickly earn a free flight on a major carrier.

Bank of the Sierra Visa Bonus Rewards Card

• Earn 2,500 bonus rewards points after your first purchase, redeemable for $25 cash back, merchandise, gift cards or travel savings.*
• Redemption starts at 2,500 points for $25 cash back, or redeem 25,000 points for round-trip airfare up to $325.
• Earn 1 point for every eligible net $1 you spend.
• Get a 25% bonus on all points earned every month, automatically.
• No caps or limits on the points you can earn, plus you have five years to redeem points for rewards*

Stein Mart Platinum Rewards Mastercard

• Exclusive Extra Savings Events at least 10x a year.
• First To Know email notification of sales events.
• Our Gift To You, special savings during your birthday month.

Exchange Bank Visa Bonus Rewards Card

• Earn 1 point per eligible net $1 you spend, plus get a 25% BONUS (that's equivalent to 1.25 points) on all points earned every month, automatically.
• $25 cash back after your first purchase.
• No caps or limits on the points you can earn, plus you have five years to redeem points for rewards*.
• 2,500 bonus rewards points awarded after first purchase?, redeemable for $25 cash back, merchandise, gift cards or travel savings.
• Redemption starts at 2,500 points for $25 cash back, or redeem 25,000 points for round-trip airfare up to $325.

Exchange Bank Visa Bonus Rewards PLUS Card

• Earn 1 point per eligible net $1 you spend, plus get a 50% BONUS (that's equivalent to 1.5 points) on all points earned every month, automatically.
• $50 cash back after your first purchase.
• No caps or limits on the points you can earn, plus you have five years to redeem points for rewards.
• 5,000 bonus rewards point awarded after first purchase*, redeemable for $50 cash back, merchandise, gift cards or travel savings.
• Redemption starts at 2,500 points for $25 cash back, or redeem 25,000 points for round-trip airfare up to $325.
• No foreign transaction fees.

Brooks Brothers Platinum MasterCard

• 15% off Brooks Brothers purchases
• Earn 1 point per $1 spent on purchases.
• Open a Brooks Brothers Credit Card account and get 15% off Your First Day's Purchases at Brooks Brothers. For Brooks Brothers Platinum MasterCard? only, receive an additional 15% off your Brooks Brothers purchases for 1 month upon receipt of your Brooks Brothers Welcome Mailing.
• Receive a $20 rewards card when you make your first purchase outside of Brooks Brothers with your Brooks Brothers Platinum MasterCard.
• Earn a $20 rewards card for every $500 in purchases at Brooks Brothers with your Brooks Card? or Brooks Brothers Platinum MasterCard. And earn a $20 rewards card for every $2,000 in purchases outside of Brooks Brothers with your Brooks Brothers Platinum MasterCard.
• Cash access from ATMs.

North Shore Bank Visa Bonus Rewards Card

• Earn 1 point for every eligible net $1 you spend
• Get a 25% bonus on all points earned every month, automatically
• No caps or limits on the points you can earn, plus you have five years to redeem points for rewards
• 2,500 bonus rewards points awarded after first purchase, redeemable for $25 cash back, merchandise, gift cards or travel savings
• Redemption starts at 2,500 points for $25 cash back, or redeem 25,000 points for round-trip airfare up to $325

National Bank of Commerce Maximum Rewards Visa

• Earn 1 point per $1 spent on purchases
• N/A

Barclaycard CashForward™ World Mastercard

• Get a $200 cash rewards bonus after you spend $1,000 in purchases in the first 90 days after account opening
• Earn unlimited 1.5% cash rewards on every purchase
• Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption
• Redeem your cash rewards for a deposit into a U.S. checking or savings account, a statement credit or gift cards. Redemptions start at $50
• Cash rewards do not expire as long as your account is open, active and in good standing
• Enjoy a 0% introductory APR for the first 15 months on purchases. Plus, you'll get a 0% introductory APR for 15 months on balance transfers for each balance transfer made within 45 days of account opening. After that a variable APR will apply, 15.99%, 20.99% or 25.99%, based on your creditworthiness. Please note, there is a fee for balance transfers
• No annual fee

Regions Visa Signature

• Earn one point for every $1 in qualified purchases on a Regions credit card with Relationship Rewards