JCPenney Mastercard®

JCPenney Mastercard®
Advertiser Disclosure
Annual Fee
Regular APR
27.99% (fixed)
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee
Purchase Intro APR
Transfer Intro APR
Late Payment Fee
Up to $38
Returned Payment Fee
Cash Advance Rate
27.99% (fixed)
Cash Advance Fee
5% of the transaction or $10.00 (whichever is higher)
Foreign Transaction Fee
3% of each transaction
Smart Chip
Sponsored Links

Sign-up Bonus

No Sign-Up Bonus.


No Rewards..

Application Requirements

Minimum credit score
Minimum Age

How To Apply JCPenney Mastercard®

  • Open JCPenney Credit Card Application Website and fill in your personal information.

  • Select any options you want to attach to the card. You can choose to receive electronic reports, add security to authorized users or registered cards, and credit card insurance features can pay for your minimum balance or, in some cases, all possible balances.

  • Click Continue to submit your application.

  • You can visit JCPenney Store and apply. If you like, you can contact the staff.

  • You can apply for the  JCPenney Mastercard® Credit Card by selecting the appropriate Apply Now button below.

Sponsored Links

How To Use JCPenney Mastercard®

Where Can You Use JCPenney Mastercard® Credit Card?

  • The JCPenney credit card can be used for accommodating at JCPenney,, Sephora stores inside JCPenney stores,, Rite Aid, and and any other place that accepts Mastercard.

Pay Your JCPenney Mastercard® Credit Card Bill On Time

Something About JCPenney Mastercard® Credit Card Rewards

  • Double member reward points (1 point per $1 spent at JCPenney)

  • Receive $10 certificate for every 200 points earned

Credit Card Reviews

1 Reviews
Post A Reviews

Write A Review

User Name

Must use to keep open
1 year ago
"I found out today from Credit Karma that my Penney Mastercard had been closed. Upon calling # on Credit Card, I was informed that I had no activity on card for a couple of years, therefore it was Closed.! I had not received any pre-notifacation. The rep. I spoke with coundn't tell me when or how I was supposidly notified. After many years of loyal customer of Penneys, I felt like I'd been slapped in face. Not to mention the damage it inflected on Credit Score. "

More Credit Cards Like JCPenney Mastercard®

About Cards-Offer

About three-quarters of Americans have at least one credit card,In fact, the average person has 3.4 cards. But whether you have a wallet full of plastic or have never charged a purchase in your life, you should know how to apply for a credit card the right way when the time comes. getting approved for a credit card requires proactive planning that should start long before you apply. That's why Cards-Offer born, we aim to help you to find the right credit card, and then successfully apply a credit card.

How To Apply For A Credit Card

Credit card applications are straightforward, but you'll need to meet some minimum financial requirements to get approved for the best credit card offers. Learn how to apply for a credit online and what to expect after you click submit.

  • Knowing your credit score and what's on your credit report can help you determine what products to apply for. If you have fair credit, for example, you may not want to apply for a card that clearly states that only applicants with excellent credit will be approved.
  • If you don't have good credit, you may find it difficult to get approved for a card with a large sign-up bonus and a lucrative reward structure. Each credit card application ends up on your credit report, so the Nerds recommend using our credit cards comparison tool to find a card that fits your credit profile before applying.
  • If the card allows balance transfers, you may request to have balances transferred from other credit card accounts to the new card.
  • To apply for a credit card in the US, you’ll need a valid Social Security number and a positive credit history. The best rewards credit cards may require at least three to five years of good credit history, and some more than seven.
Join Cards-Offer Newsletter Now!

Never miss a good chance to get a better Credit Card. Get top Credit Card Notifications from more than 100 Credit Card Categories!

We will not share your email in any cases.

Popular Credit Card