Macy's Store Card

Macy's Store Card
Issued by Department Stores National Bank
Advertiser Disclosure
Annual Fee
Regular APR
27.24% (V)
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee
Purchase Intro APR
Not Offered
Transfer Intro APR
Balance Transfers Not Allowed
Late Payment Fee
Returned Payment Fee
Cash Advance Rate
Cash Advance Fee
Foreign Transaction Fee
Smart Chip
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Sign-up Bonus

Save 20% when you open and use your card. A total savings of up to $100 on your purchases over first 2 days.


All members get 25% off any day of choice with Star Passes. Savings events and more.
Gold (Annual Spend more $500 or more) & Platinum members (Annual spending $1200 or more) get free standard shipping on Macy's purchases and a Birthday Offer.
Platinum members get 5% back (5 points/$1) in rewards with no exclusions on Macy’s merchandise.

Application Requirements

Minimum credit score
Minimum Age

How To Apply Macy's Store Card

 Macy's Store Card can only be utilized for purchases at Macy's, online at, and at Macy's Backstage.

Quick access to this card? Click on the Apply Now button.

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How To Use Macy's Store Card

Where Can You Use Macy's Store Card?

  • The regular Macy's store credit card that can only be used for Macy's purchases.

Pay your Macy's Bill On Time

  • Make sure you can pay off the balance in full each month, though. If you don't, the high-interest charges will quickly erase any discounts you get.

Something About Macy's Store Card Rewards

  • Silver cardholders spend between $1 and $499 per year, and 25% off any day you choose with Macy’s Star Passes

  • Gold cardholders spend $500 to $1,199 per year, and 25% off any day you choose with Macy’s Star Passes plus a birthday surprise and free shipping

  • Platinum cardholders spend $1,200 or more every year, which entitles them to 25% off any day you choose with Macy’s Star Passes plus a birthday surprise, free shipping and 5% back in rewards no merchandise exclusions

  • Terms and exclusions apply

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