Capital One® Platinum Credit Card

Capital One® Platinum Credit Card
Issued by Capital One
Advertiser Disclosure
Annual Fee
$0
Regular APR
24.99% (V)

Additional Information

Balance Transfer Fee
0
Purchase Intro APR
Not Offered
Transfer Intro APR
Not Offered
Late Payment Fee
$38
Returned Payment Fee
See Terms*
Cash Advance Rate
24.99% (V)
Cash Advance Fee
3% (min $10)
Foreign Transaction Fee
0
Smart Chip
Yes, chip-and-signature
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Sign-up Bonus

None

Rewards

No Rewards..

Application Requirements

Minimum credit score
Fair
Minimum Age
18 years old

How To Apply Capital One® Platinum Credit Card

  • If you are keen to apply for the Capital One® Platinum Credit Card, simply click on the "Apply Now" button below to be taken to the credit card official website to complete the credit card application form. Our website will not record any personal information about you, and the whole process will not affect your credit score.

  • To complete the form, you should enter your name, address, telephone number and email address in the application form. You may also need to list your annual income and monthly mortgage or rent.

  • The credit card also asks for your date of birth, social security number, mother's maiden name, and driver's license number as part of its credit check.

  • When you have completed the form, the application needs to be reviewed, and you will receive your Capital One® Platinum Credit Card soon if your audit passes. 

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How To Use Capital One® Platinum Credit Card


Where Can You Use

  • It can be used anywhere MasterCard is accepted.


Pay Your Bill On Time

  • You need to make on-time payments. A late payment could hurt the credit score or the limit of your credit card.

Something About The Card

  • The Capital One® Platinum Credit Card is part of the “Credit Steps” program, which promises to increase your credit limit as long as you make your first 5 monthly payments on time. 

  • Fraud coverage if your card is lost or stolen.

  • Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you.

  • Get access to your account 24 hours a day, 7 days a week.

Credit Card Reviews

279 Reviews
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Perfect
by
CurleyDread
1 year ago
"

Great card to have. I love that when you make a purchase, it sends you a text message of how much you spent and where. And NO ANNUAL FEE is always the best

"
Perfect
by
CurleyDread
1 year ago
"

Great card to have. I love that when you make a purchase, it sends you a text message of how much you spent and where. And NO ANNUAL FEE is always the best

"
Perfect
by
CurleyDread
1 year ago
"

Great card to have. I love that when you make a purchase, it sends you a text message of how much you spent and where. And NO ANNUAL FEE is always the best

"
Pre-approval led to approval
by
WarCulture
1 year ago
"

I recieved a pre-approval for this card in the mail with scores around 662. I have one 30-day late from 3 years ago, and no credit cards at that time. I was approved for 2k, I immediately applied again after another offer for this card w/ 1% cashback rewards popped up. I was approved for that card at 1k. About 4-5 months later both limits were raised by 500 without request. I later closed the card with no rewards and blended it to the one with 1% cashback. I've had no trouble with charges, and I've maxed both cards out before. I do not recommend maxing any cards out unless you can PIF. Best of luck!

"
Great!
by
ElleEhss
1 year ago
"

Was super easy to apply, the app is fantastic, it's so easy to pay off with the app. I really like. Customer service has always been very helpful when I need it!

"
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