12 & 36 Special Financing Available
12 Months Special Financing
$500 minimum purchase.
20% down payment required.
36 Months Special Financing
$3,000 minimum purchase.
0 down payment
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The Kay Jewelers Credit Card
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Annual Fee
No annual fee
Regular APR
27.49%
Open-loop card or Close-loop card
N/A
Additional Information
Balance Transfer Fee
N/A
Purchase Intro APR
N/A
Transfer Intro APR
N/A
Late Payment Fee
up to $37
Returned Payment Fee
N/A
Cash Advance Rate
N/A
Cash Advance Fee
N/A
Foreign Transaction Fee
N/A
Smart Chip
N/A
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Sign-up Bonus
No Sign-Up Bonus.
Rewards
No Rewards..
The Kay Jewelers Credit Card Special Offers
Application Requirements
Minimum credit score
Fair
Minimum Age
18 years old
How To Apply The Kay Jewelers Credit Card
If you are keen to apply for The Kay Jewelers Credit Card, simply click on the "Apply Now" button below to be taken to the credit card official website to complete the credit card application form. Our website will not record any personal information about you, and the whole process will not affect your credit score.
To complete the form, you should enter your name, address, telephone number and email address in the application form. You may also need to list your annual income and monthly mortgage or rent.
The credit card also asks for your date of birth, social security number, mother's maiden name, and driver's license number as part of its credit check.
When you have completed the form, the application needs to be reviewed, and you will receive your The Kay Jewelers Credit Card soon if your audit passes.
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How To Use The Kay Jewelers Credit Card
Where Can You Use
It can be used on The Kay Jewelers official website or at The Kay Jewelers Store.
Pay Your Bill On Time
You need to make on-time payments. A late payment could hurt the credit score or the limit of your credit card. The Kay Jewelers credit card reports to the major credit bureaus. This means that late payments can lower your credit score.
Something About The Card
Unlike other credit cards which can be used readily at a range of stores, Kay Jewelers credit card can only be used for purchases made online at Kay.com or in their stores.
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Credit card applications are straightforward, but you'll need to meet some minimum financial requirements to get approved for the best credit card offers. Learn how to apply for a credit online and what to expect after you click submit.
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