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Project Loan
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Annual Fee
0
Regular APR
7.99% (Fixed)
Open-loop card or Close-loop card
N/A
Additional Information
Balance Transfer Fee
N/A
Purchase Intro APR
N/A
Transfer Intro APR
N/A
Late Payment Fee
See Terms
Returned Payment Fee
See Terms
Cash Advance Rate
N/A
Cash Advance Fee
N/A
Foreign Transaction Fee
N/A
Smart Chip
Chip-and-Signature
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Sign-up Bonus
No Sign-Up Bonus.
Rewards
No Rewards..
Application Requirements
Minimum credit score
Fair
Minimum Age
18
How To Apply Project Loan
Visit the Home Depot’s online credit center and find the card offer.
Click the orange “Apply Now” button to access the online credit card application.
Fill out the online application. Provide your full name, email address, street address, phone number, financial information, Social Security number and date of birth.
Read the account terms and details, and then check the agreement box.
Click the orange “Submit Application” button to process your application.
You can apply for the Project Loan Credit Card by selecting the appropriate Apply Now button below.
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How To Use Project Loan
Where Can You Use Project Loan Credit Card?
The Home Depot Project Loan can only be used at The Home Depot stores and www.HomeDepot.com.
Pay Your Project Loan Credit Card Bill On Time
Something About Project Loan Credit Card Rewards
This card isn’t for earning rewards or getting benefits. Instead, it provides a very large credit limit (up to $40,000) for home building and renovation projects and gives you a very long time (7 years) to pay it off.
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Credit card applications are straightforward, but you'll need to meet some minimum financial requirements to get approved for the best credit card offers. Learn how to apply for a credit online and what to expect after you click submit.
- Knowing your credit score and what's on your credit report can help you determine what products to apply for. If you have fair credit, for example, you may not want to apply for a card that clearly states that only applicants with excellent credit will be approved.
- If you don't have good credit, you may find it difficult to get approved for a card with a large sign-up bonus and a lucrative reward structure. Each credit card application ends up on your credit report, so the Nerds recommend using our credit cards comparison tool to find a card that fits your credit profile before applying.
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