Big Lots Credit Card

Big Lots Credit Card
Issued by Comenity Bank
Advertiser Disclosure
Annual Fee
0
Regular APR
29.99% (V)
Open-loop card or Close-loop card
N/A

Additional Information

Balance Transfer Fee
N/A
Purchase Intro APR
0% for6 - 12 months
Transfer Intro APR
Balance Transfers Not Allowed
Late Payment Fee
$38
Returned Payment Fee
N/A
Cash Advance Rate
N/A
Cash Advance Fee
N/A
Foreign Transaction Fee
N/A
Smart Chip
No
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Sign-up Bonus

None

Rewards

Get 2.5 points per $1 spent (5% back in rewards) on qualifying Best Buy® purchases when you choose Standard Credit.
Choose 5% back in rewards or flexible financing options. Get a $5 reward certificate for every 250 points.
Enjoy exclusive discounts and events and free shipping on purchases $35 and up.
Earn 3 points (6% back in rewards) by spending at least $3500 in purchases in a calendar year.

Big Lots Credit Card Financing Offers

Easier to pay & take it home today

Qualifying new transactions will no longer be automatically placed on 6 or 12 months special financing plans giving you the flexibility to choose from available financing options.

 6-months same as cash if paid in full within 6 months on purchases over $250

12-months same as cash if paid in full within 12 months on purchases over $750


Application Requirements

Minimum credit score
Fair
Minimum Age
18 years old

How To Apply Big Lots Credit Card

  • If you are keen to apply for the Big Lots Credit Card, simply click on the "Apply Now" button below to be taken to the credit card official website to complete the credit card application form. Our website will not record any personal information about you, and the whole process will not affect your credit score.

  • To complete the form, you should enter your name, address, telephone number and email address in the application form. You may also need to list your annual income and monthly mortgage or rent.

  • The credit card also asks for your date of birth, social security number, mother's maiden name, and driver's license number as part of its credit check.

  • When you have completed the form, the application needs to be reviewed, and you will receive your Big Lots Credit Card soon if your audit passes.

 

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How To Use Big Lots Credit Card


Where Can You Use

  • It can be used anywhere VISA is accepted.


Pay Your Bill On Time

  • You need to make on-time payments. A late payment could hurt the credit score or the limit of your credit card.


Something About The Card

  • There is no rewards program associated with the card, and you won't earn any cash back or discounts. 

  • The main benefit of the Big Lots credit card is that it offers special financing. 

Credit Card Reviews

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Scam info
by
anonymous
1 year ago
"Attention, any credit card asking for license or ID information numbers is usually a hoax scam or stolen identity with no approval"

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