Big Lots Credit Card

Big Lots Credit Card
Issued by Comenity Bank
Advertiser Disclosure
Annual Fee
Regular APR
29.99% (V)
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee
Purchase Intro APR
0% for6 - 12 months
Transfer Intro APR
Balance Transfers Not Allowed
Late Payment Fee
Returned Payment Fee
Cash Advance Rate
Cash Advance Fee
Foreign Transaction Fee
Smart Chip
Sponsored Links

Sign-up Bonus



Get 2.5 points per $1 spent (5% back in rewards) on qualifying Best Buy® purchases when you choose Standard Credit.
Choose 5% back in rewards or flexible financing options. Get a $5 reward certificate for every 250 points.
Enjoy exclusive discounts and events and free shipping on purchases $35 and up.
Earn 3 points (6% back in rewards) by spending at least $3500 in purchases in a calendar year.

Big Lots Credit Card Financing Offers

Easier to pay & take it home today

Qualifying new transactions will no longer be automatically placed on 6 or 12 months special financing plans giving you the flexibility to choose from available financing options.

 6-months same as cash if paid in full within 6 months on purchases over $250

12-months same as cash if paid in full within 12 months on purchases over $750

Application Requirements

Minimum credit score
Minimum Age
18 years old

How To Apply Big Lots Credit Card

  • If you are keen to apply for the Big Lots Credit Card, simply click on the "Apply Now" button below to be taken to the credit card official website to complete the credit card application form. Our website will not record any personal information about you, and the whole process will not affect your credit score.

  • To complete the form, you should enter your name, address, telephone number and email address in the application form. You may also need to list your annual income and monthly mortgage or rent.

  • The credit card also asks for your date of birth, social security number, mother's maiden name, and driver's license number as part of its credit check.

  • When you have completed the form, the application needs to be reviewed, and you will receive your Big Lots Credit Card soon if your audit passes.


Sponsored Links

How To Use Big Lots Credit Card

Where Can You Use

  • It can be used anywhere VISA is accepted.

Pay Your Bill On Time

  • You need to make on-time payments. A late payment could hurt the credit score or the limit of your credit card.

Something About The Card

  • There is no rewards program associated with the card, and you won't earn any cash back or discounts. 

  • The main benefit of the Big Lots credit card is that it offers special financing. 

Credit Card Reviews

1 Reviews
Post A Reviews

Write A Review

User Name

Scam info
1 year ago
"Attention, any credit card asking for license or ID information numbers is usually a hoax scam or stolen identity with no approval"

More Credit Cards Like Big Lots Credit Card

About Cards-Offer

About three-quarters of Americans have at least one credit card,In fact, the average person has 3.4 cards. But whether you have a wallet full of plastic or have never charged a purchase in your life, you should know how to apply for a credit card the right way when the time comes. getting approved for a credit card requires proactive planning that should start long before you apply. That's why Cards-Offer born, we aim to help you to find the right credit card, and then successfully apply a credit card.

How To Apply For A Credit Card

Credit card applications are straightforward, but you'll need to meet some minimum financial requirements to get approved for the best credit card offers. Learn how to apply for a credit online and what to expect after you click submit.

  • Knowing your credit score and what's on your credit report can help you determine what products to apply for. If you have fair credit, for example, you may not want to apply for a card that clearly states that only applicants with excellent credit will be approved.
  • If you don't have good credit, you may find it difficult to get approved for a card with a large sign-up bonus and a lucrative reward structure. Each credit card application ends up on your credit report, so the Nerds recommend using our credit cards comparison tool to find a card that fits your credit profile before applying.
  • If the card allows balance transfers, you may request to have balances transferred from other credit card accounts to the new card.
  • To apply for a credit card in the US, you’ll need a valid Social Security number and a positive credit history. The best rewards credit cards may require at least three to five years of good credit history, and some more than seven.
Join Cards-Offer Newsletter Now!

Never miss a good chance to get a better Credit Card. Get top Credit Card Notifications from more than 100 Credit Card Categories!

We will not share your email in any cases.

Popular Credit Card