Citi® Secured Mastercard®

Citi® Secured Mastercard®
Issued by Citibank
Advertiser Disclosure
Annual Fee
$0
Regular APR
N/A

Additional Information

Balance Transfer Fee
N/A
Purchase Intro APR
N/A
Transfer Intro APR
N/A
Late Payment Fee
$35
Returned Payment Fee
Up to $35
Cash Advance Rate
27.24% (V)
Cash Advance Fee
5% (min $10)
Foreign Transaction Fee
3%
Smart Chip
Yes, chip-and-signature
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Sign-up Bonus

None

Rewards

No Rewards..

Application Requirements

Minimum credit score
Fair
Minimum Age
18 years of age

How To Apply Citi® Secured Mastercard®

  • If you are keen to apply for the Citi® Secured Mastercard®, simply click on the "Apply Now" button below to be taken to the credit card official website to complete the credit card application form. Our website will not record any personal information about you, and the whole process will not affect your credit score.

  • To complete the form, you should enter your name, address, telephone number and email address in the application form. You may also need to list your annual income and monthly mortgage or rent.

  • The credit card also asks for your date of birth, social security number, mother's maiden name, and driver's license number as part of its credit check.

  • When you have completed the form, the application needs to be reviewed, and you will receive your Citi® Secured Mastercard® soon if your audit passes. 

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How To Use Citi® Secured Mastercard®

Where Can You Use

  • Use the card anywhere Mastercard® is accepted — worldwide.

Pay Your Bill On Time

  • You need to make on-time payments. A late payment could hurt the credit score or the limit of your credit card.

Something About The Card

  • No Annual Fee, and unlike a prepaid card, it helps build a credit history with monthly notifications to the credit bureaus.

  • A security deposit is required for this product (minimum $200).

Credit Card Reviews

246 Reviews
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Good Card to Rebuild
by
jjrock0011
1 year ago
"

Had the card for About a month still has yet to report to the credit bureaus they hold your first payment for 2 weeks because of a lengthy verification process. Good card no annual fee. Long application process will update when they report to the credit bureaus

"
Good Card to Rebuild
by
jjrock0011
1 year ago
"

Had the card for About a month still has yet to report to the credit bureaus they hold your first payment for 2 weeks because of a lengthy verification process. Good card no annual fee. Long application process will update when they report to the credit bureaus

"
Good Card to Rebuild
by
jjrock0011
1 year ago
"

Had the card for About a month still has yet to report to the credit bureaus they hold your first payment for 2 weeks because of a lengthy verification process. Good card no annual fee. Long application process will update when they report to the credit bureaus

"
Great card for rebuilding credit.
by
Iepho
1 year ago
"

It does take a few weeks to get the card after approval. They have a great app for your phone. Make payments from your phone and see all your transactions. My score went up 64 points on Trans & like 24 points on the other just on approval. I have used the card with no issues so far.

"
Great card for rebuilding credit.
by
Iepho
1 year ago
"

It does take a few weeks to get the card after approval. They have a great app for your phone. Make payments from your phone and see all your transactions. My score went up 64 points on Trans & like 24 points on the other just on approval. I have used the card with no issues so far.

"
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