Capital One Spark Cash Select for Business

Capital One Spark Cash Select for Business
Issued by Capital One
Card Rating:4.50
Advertiser Disclosure
Annual Fee
Regular APR
14.74% - 22.74% (V)

Additional Information

Balance Transfer Fee
Purchase Intro APR
0% for9 months
Transfer Intro APR
Not Offered
Late Payment Fee
Returned Payment Fee
See Terms*
Cash Advance Rate
24.74% (V)
Cash Advance Fee
3% (min $10)
Foreign Transaction Fee
Smart Chip
Yes, chip-and-signature
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Sign-up Bonus

Plus, a one-time $200 cash bonus once you spend $3


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Application Requirements

Minimum credit score
Minimum Age
18 years old



How To Apply Capital One Spark Cash Select for Business

  • If you are keen to apply for the Capital One Spark Cash Select for Business, simply click on the "Apply Now" button below to be taken to the credit card official website to complete the credit card application form. Our website will not record any personal information about you, and the whole process will not affect your credit score.

  • To complete the form, you should enter your name, address, telephone number and email address in the application form. You may also need to list your annual income and monthly mortgage or rent.

  • The credit card also asks for your date of birth, social security number, mother's maiden name, and driver's license number as part of its credit check.

  • When you have completed the form, the application needs to be reviewed, and you will receive your Capital One Spark Cash Select for Business soon if your audit passes. 

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How To Use Capital One Spark Cash Select for Business

Where Can You Use

  • It can be used anywhere VISA is accepted.

Pay Your Bill On Time

  • You need to make on-time payments. A late payment could hurt the credit score or the limit of your credit card.

Something About The Card

  • Earning an unlimited 1.5% cash back could mean thousands of dollars each year going back into your business

  • You can save on interest with 0% intro APR on purchases for 9 months; 14.74% - 22.74% variable APR after that

  • You should use Spark Cash Select across all your business spend, with no categories to limit your purchasing

  • You can get employee cards at no additional cost, and earn rewards from their business spend

Credit Card Reviews

5 Reviews
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User Name

Horrible Customer Service
1 year ago

I have now spent 1 1/2 hours trying to activate this card. Downloaded the app. Set up a online account. Just keeps saying "card restricted" Called Customer Service twice with no luck. Will probably cancel this card. If it's This bad out the gate, what will happen later!

One large flaw
1 year ago

If only they allowed more than one user to have a login, I wouldn't be looking for a new card. As it is, everyone has to share a single password to login to view statements online. That's not ideal.

April Haas
1 year ago

After having a discussion with Capital One to lower the cash advance limit on our credit card they accidentally lowered the credit limit.  When we requested to have our credit limit adjusted to be back where it was, it was denied because we had one late payment in the last 12 months.  This was very disappointing since we didn't ask to have the credit limit lowered, and except for one late payment (which was maybe 10 days late?) we have been good customers for many years. We are going to move our business elsewhere and I'd recommend you look elsewhere as well.

Delivery about 2 weeks for me
BGS Member
1 year ago

However, minus 1 star for customer service (while friendly) wasn't particularly knowledgeable or efficient in handling my requests. Minus another star for the high interest rate (over 20%), despite having an excellent credit score.

Slow delivery going on a month
James Hummert
1 year ago

Applied, approved, still waiting... if you intend on using the this card forget it! Have been waiting nearly a month for delivery. Absolutely F***ed me over.  delayed important purchases had to use other means to purchase. I've taken a hard credit hit for a card and bonus I won't use.


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