Premier Credit Card

First PREMIER Bank offers realtime credit card alerts! You can quickly and easily set up free alerts for purchase limits, PIN changes, international transactions and much more all from your mobile phone.

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First PREMIER® Bank MasterCard® Credit Card

The First PREMIER® MasterCard® is for people with bad credit who have few alternatives when applying for a credit card. Consumers beware. This card has a high APR and lots of fees. This card is attainable by nearly anyone with a checking account. It is for consumers with bad credit but who can afford to pay their bill in full each month.

First PREMIER® Bank Gold Credit Card

  • Checking Account Required.
  • Only you can build a good credit history. Make your payments on time each month, and keep your balance low relative to the credit limit, for positive marks on your credit report each month.
  • We may approve those currently building their credit history.
  • Looking for a second chance at a credit card? We may approve you when others will not.

First PREMIER® Bank Classic Credit Card

  • Checking Account Required
  • Unlike some other issuers, we may approve those currently building their credit history.
  • Offers those with below average credit a second chance for a credit card
  • Previous bankruptcy OK
  • We may approve those with Bad Credit​
  • Good credit not required

First PREMIER® Bank Secured Credit Card

  • If approved, fund your Security Deposit to open your account. Once open, you will have the opportunity to build your credit limit up to $5,000
  • No credit history required to apply for this credit card
  • Reports monthly to the major Consumer Reporting Agencies unlike most prepaid accounts.
  • Previous bankruptcy OK ​​
  • Quarterly FICO score on your monthly billing statement.
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What Credit Cards Are Available? (4)

About Cards-Offer

About three-quarters of Americans have at least one credit card,In fact, the average person has 3.4 cards. But whether you have a wallet full of plastic or have never charged a purchase in your life, you should know how to apply for a credit card the right way when the time comes. getting approved for a credit card requires proactive planning that should start long before you apply. That's why Cards-Offer born, we aim to help you to find the right credit card, and then successfully apply a credit card.

How To Apply For A Credit Card

Credit card applications are straightforward, but you'll need to meet some minimum financial requirements to get approved for the best credit card offers. Learn how to apply for a credit online and what to expect after you click submit.

  • Knowing your credit score and what's on your credit report can help you determine what products to apply for. If you have fair credit, for example, you may not want to apply for a card that clearly states that only applicants with excellent credit will be approved.
  • If you don't have good credit, you may find it difficult to get approved for a card with a large sign-up bonus and a lucrative reward structure. Each credit card application ends up on your credit report, so the Nerds recommend using our credit cards comparison tool to find a card that fits your credit profile before applying.
  • If the card allows balance transfers, you may request to have balances transferred from other credit card accounts to the new card.
  • To apply for a credit card in the US, you’ll need a valid Social Security number and a positive credit history. The best rewards credit cards may require at least three to five years of good credit history, and some more than seven.
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