No Annual fee Credit Cards

No Annual fee Credit Cards is a Airline Credit Cards.

A credit card with no annual fees could save you money, you don’t have to pay a high annual fee to earn a big return on a rewards credit card. Keep in mind that these cards will typically require good to excellent credit for approval.

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No Annual fee Credit Cards List

Discover it® - Cashback Match™

  • New! Free Social Security Number alerts, we%u2019ll monitor thousands of risky websites when you sign up.*
  • You could turn $150 into $300 with Cashback Match™. Get a dollar-for-dollar match of all the cash back you%u2019ve earned at the end of your first year, automatically.
  • Earn 5% cash back in rotating categories each quarter like gas stations, Amazon.com, restaurants, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, 1% cash back on all other purchases.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • Get your FICO® Credit Score for free on monthly statements, on mobile and online.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.

Cashback Rewards Plus American Express® Card

  • Earn 5% cash back on your first $3,000 in gas and military base purchases annually on these categories combined. After that, earn 1% for the remainder of the year.
  • Earn 2% cash back on your first $3,000 on supermarket purchases per year. After that, earn 1% for the remainder of the year.
  • Unlimited 1% cash back on all other purchases.
  • Enjoy no foreign transaction fees when you travel outside of the United States

NHL® Discover it® Card

  • New! Free Social Security Number alerts, we%u2019ll monitor thousands of risky websites when you sign up.*
  • Choose your favorite team & show your pride - all 31 teams available. Save 10% at Shop.NHL.com and NHL.TV™.
  • You could turn $150 into $300 with Cashback Match™. Get a dollar-for-dollar match of all the cash back you%u2019ve earned at the end of your first year, automatically.
  • Earn 5% cash back in rotating categories each quarter like gas stations, Amazon.com, restaurants, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, 1% cash back on all other purchases.
  • Get 100% U.S. based customer service & your FICO® Credit Score for free on monthly statements, on mobile and online.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information. ©NHL

USAA American Veterans Rewards™ Visa Signature Card

  • With this card, you can help American Veterans assist veterans and their families.
  • Get 2,500 Bonus Points after your first purchase.
  • Start earning 1 point for every $1 spent for all your every day purchases.
  • Redeem points for 1% cash back or use them to purchase travel, gift cards and merchandise. You can also redeem your points and donate to your favorite military affiliate group.
  • Redeem your rewards points anytime on usaa.com or from your mobile phone %u2014 with no redemption fee.
  • Enjoy no cap or expiration date on points.
  • Enjoy no foreign transaction fees when you travel outside of the United States

USAA Disabled American Veterans Rewards™ Visa Signature Card

  • With this card, you can help DAV empower veterans to lead high-quality lives with respect and dignity.
  • Get 2,500 Bonus Points after your first purchase.
  • Start earning 1 point for every $1 spent for all your every day purchases.
  • Redeem points for 1% cash back or use them to purchase travel, gift cards and merchandise. You can also redeem your points and donate to your favorite military affiliate group.
  • Redeem your rewards points anytime on usaa.com or from your mobile phone %u2014 with no redemption fee.
  • Enjoy no cap or expiration date on points.
  • Enjoy no foreign transaction fees when you travel outside of the United States

USAA Military Affiliate Cards

  • Show your military pride while supporting the affiliate group of your choice.
  • Earn 2X points for every dollar on gas and grocery purchases all the time.
  • Earn one point for every dollar spent on your everyday purchases.
  • Get 2,500 bonus points with your first purchase.
  • Earn points without a cap or expiration. Redeem your points for cash, merchandise, gift cards, travel or donate to your favorite military affiliate group. Redeem for cash on your mobile device

USAA Paralyzed Veterans of America Rewards™ Visa Signature Card

  • With this card, you can help Paralyzed Veterans of America fulfill their mission: For more than 70 years, PVA has been on a mission to change lives and build brighter futures for our seriously injured heroes %u2014 to empower these brave men and women with what they need to achieve the things they fought for: freedom and independence.
  • Get 2,500 Bonus Points after your first purchase.
  • Start earning 1 point for every $1 spent for all your every day purchases.
  • Redeem points for 1% cash back or use them to purchase travel, gift cards and merchandise. You can also redeem your points and donate to your favorite military affiliate group.
  • Redeem your rewards points anytime on usaa.com or from your mobile phone %u2014 with no redemption fee.
  • Enjoy no cap or expiration date on points.
  • Enjoy no foreign transaction fees when you travel outside of the United States

USAA USO Rewards™ Visa Signature Card

  • With this card, you can help the USO support men and women in the U.S. military and their families %u2014 from the moment they join, through their deployments and as they transition back to their communities.
  • Get 2,500 Bonus Points after your first purchase.
  • Start earning 1 point for every $1 spent for all your every day purchases.
  • Redeem points for 1% cash back or use them to purchase travel, gift cards and merchandise. You can also redeem your points and donate to your favorite military affiliate group.
  • Redeem your rewards points anytime on usaa.com or from your mobile phone %u2014 with no redemption fee.
  • Enjoy no cap or expiration date on points.
  • Enjoy no foreign transaction fees when you travel outside of the United States

USAA Wounded Warrior Project USAA Rewards™ Visa Signature Card

  • With this card, you can show your support for WWP and its mission to honor and empower wounded warriors.
  • Get 2,500 Bonus Points after your first purchase.
  • Start earning 1 point for every $1 spent for all your every day purchases.
  • Redeem points for 1% cash back or use them to purchase travel, gift cards and merchandise. You can also redeem your points and donate to your favorite military affiliate group.
  • Redeem your rewards points anytime on usaa.com or from your mobile phone %u2014 with no redemption fee.
  • Enjoy no cap or expiration date on points.
  • Enjoy no foreign transaction fees when you travel outside of the United States
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Alternatives

If you want more cash back, you can choose Citizens Bank Cash Back Plus™ World MasterCard.

Citizens Bank Cash Back Plus™ World MasterCard

  • Unlimited 1.5% cash back on every purchase with no rotating categories or enrollments to keep track of
  • 10% Purchase Bonus on your earned cash back rewards when you make at least one purchase every month for six consecutive months or more
  • 10% Relationship Bonus on your earned cash back rewards and Purchase Bonus when you direct deposit them in a Citizens Bank personal checking, savings or money market account
  • Take advantage of both bonuses to earn 1.8% cash back
  • 0% introductory APR on balance transfers for 12 billing cycles, thereafter a 14.99%, 17.99% or 20.99%, variable APR based on your creditworthiness
  • Variable purchase APR of 14.99%, 17.99% or 20.99% applies from account opening based on your creditworthiness
  • No annual fee*
  • No foreign transaction fees
  • No penalty APR for late payments
  • Extended Warranty Protection doubles the original manufacturer%u2019s or store brand warranty for up to two years
  • Price Protection for 120 days from purchase
  • Concierge Services
  • Trip Cancellation Insurance
  • Trip Interruption Insurance
  • MasterRental Insurance for collision, loss or damage
  • Zero Liability Protection against unauthorized purchases
  • Travel accident and baggage delay insurance
  • 24/7 online account management
  • Make purchases using Apple Pay%u2122 in-store and in-app with participating merchants
  • Up to 21-day grace period on all purchases
  • Balances count toward Circle Gold checking monthly combined balance
  • Year-end summary statement

If you travel often and don't prefer a particular airline or stay with a particular hotel brand, you can choose Starwood Preferred Guest® Credit Card from American Express.

Starwood Preferred Guest® Credit Card from American Express

The Starwood Preferred Guest Credit Card from American Express is a great card for travelers, offering excellent rewards along with some very valuable shopping and travel benefits.

Cardholders will earn 6X Bonus points per dollar at SPG/Marriott properties from the card, plus 11X Base points for the complimentary Silver Elite hotel member status. Silver Elite status also comes with benefits like priority late checkout, a dedicated reservation line, and mobile room keys.

You can earn 75,000 bonus points by spending $3,000 in the first 3 months, a solid signup bonus that’s fairly easy to get.

One of the most valuable card perks is the annual Free Night Award, which you’ll start getting after your first year with the card. There’s a fast track to Gold Elite status by spending $30,000 in a calendar year, and you’ll also get 15 Elite Night Credits towards a higher status every year.

Complimentary premium internet access is provided at participating SPG/Marriott properties.

The SPG credit card has a $95 annual fee, waived the first year. And you’ll pay no fee on foreign transactions.

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What Credit Cards Are Available? (77)

Discover it® - Cashback Match™

  • New! Free Social Security Number alerts, we%u2019ll monitor thousands of risky websites when you sign up.*
  • You could turn $150 into $300 with Cashback Match™. Get a dollar-for-dollar match of all the cash back you%u2019ve earned at the end of your first year, automatically.
  • Earn 5% cash back in rotating categories each quarter like gas stations, Amazon.com, restaurants, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, 1% cash back on all other purchases.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • Get your FICO® Credit Score for free on monthly statements, on mobile and online.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.

Cashback Rewards Plus American Express® Card

  • Earn 5% cash back on your first $3,000 in gas and military base purchases annually on these categories combined. After that, earn 1% for the remainder of the year.
  • Earn 2% cash back on your first $3,000 on supermarket purchases per year. After that, earn 1% for the remainder of the year.
  • Unlimited 1% cash back on all other purchases.
  • Enjoy no foreign transaction fees when you travel outside of the United States
Sponsored Links
Sponsored Links

NHL® Discover it® Card

  • New! Free Social Security Number alerts, we%u2019ll monitor thousands of risky websites when you sign up.*
  • Choose your favorite team & show your pride - all 31 teams available. Save 10% at Shop.NHL.com and NHL.TV™.
  • You could turn $150 into $300 with Cashback Match™. Get a dollar-for-dollar match of all the cash back you%u2019ve earned at the end of your first year, automatically.
  • Earn 5% cash back in rotating categories each quarter like gas stations, Amazon.com, restaurants, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, 1% cash back on all other purchases.
  • Get 100% U.S. based customer service & your FICO® Credit Score for free on monthly statements, on mobile and online.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information. ©NHL

USAA American Veterans Rewards™ Visa Signature Card

  • With this card, you can help American Veterans assist veterans and their families.
  • Get 2,500 Bonus Points after your first purchase.
  • Start earning 1 point for every $1 spent for all your every day purchases.
  • Redeem points for 1% cash back or use them to purchase travel, gift cards and merchandise. You can also redeem your points and donate to your favorite military affiliate group.
  • Redeem your rewards points anytime on usaa.com or from your mobile phone %u2014 with no redemption fee.
  • Enjoy no cap or expiration date on points.
  • Enjoy no foreign transaction fees when you travel outside of the United States

USAA Disabled American Veterans Rewards™ Visa Signature Card

  • With this card, you can help DAV empower veterans to lead high-quality lives with respect and dignity.
  • Get 2,500 Bonus Points after your first purchase.
  • Start earning 1 point for every $1 spent for all your every day purchases.
  • Redeem points for 1% cash back or use them to purchase travel, gift cards and merchandise. You can also redeem your points and donate to your favorite military affiliate group.
  • Redeem your rewards points anytime on usaa.com or from your mobile phone %u2014 with no redemption fee.
  • Enjoy no cap or expiration date on points.
  • Enjoy no foreign transaction fees when you travel outside of the United States

USAA Military Affiliate Cards

  • Show your military pride while supporting the affiliate group of your choice.
  • Earn 2X points for every dollar on gas and grocery purchases all the time.
  • Earn one point for every dollar spent on your everyday purchases.
  • Get 2,500 bonus points with your first purchase.
  • Earn points without a cap or expiration. Redeem your points for cash, merchandise, gift cards, travel or donate to your favorite military affiliate group. Redeem for cash on your mobile device

USAA Paralyzed Veterans of America Rewards™ Visa Signature Card

  • With this card, you can help Paralyzed Veterans of America fulfill their mission: For more than 70 years, PVA has been on a mission to change lives and build brighter futures for our seriously injured heroes %u2014 to empower these brave men and women with what they need to achieve the things they fought for: freedom and independence.
  • Get 2,500 Bonus Points after your first purchase.
  • Start earning 1 point for every $1 spent for all your every day purchases.
  • Redeem points for 1% cash back or use them to purchase travel, gift cards and merchandise. You can also redeem your points and donate to your favorite military affiliate group.
  • Redeem your rewards points anytime on usaa.com or from your mobile phone %u2014 with no redemption fee.
  • Enjoy no cap or expiration date on points.
  • Enjoy no foreign transaction fees when you travel outside of the United States

USAA USO Rewards™ Visa Signature Card

  • With this card, you can help the USO support men and women in the U.S. military and their families %u2014 from the moment they join, through their deployments and as they transition back to their communities.
  • Get 2,500 Bonus Points after your first purchase.
  • Start earning 1 point for every $1 spent for all your every day purchases.
  • Redeem points for 1% cash back or use them to purchase travel, gift cards and merchandise. You can also redeem your points and donate to your favorite military affiliate group.
  • Redeem your rewards points anytime on usaa.com or from your mobile phone %u2014 with no redemption fee.
  • Enjoy no cap or expiration date on points.
  • Enjoy no foreign transaction fees when you travel outside of the United States

USAA Wounded Warrior Project USAA Rewards™ Visa Signature Card

  • With this card, you can show your support for WWP and its mission to honor and empower wounded warriors.
  • Get 2,500 Bonus Points after your first purchase.
  • Start earning 1 point for every $1 spent for all your every day purchases.
  • Redeem points for 1% cash back or use them to purchase travel, gift cards and merchandise. You can also redeem your points and donate to your favorite military affiliate group.
  • Redeem your rewards points anytime on usaa.com or from your mobile phone %u2014 with no redemption fee.
  • Enjoy no cap or expiration date on points.
  • Enjoy no foreign transaction fees when you travel outside of the United States

What is an airline credit card?

 If you travel regularly on the same airline and do so often enough so that the benefits from the card justify the annual fee, an airline credit card can be a good choice for you. The more you take a particular airline, the more you will be able to redeem miles for free flights or seat upgrades and use those rewards for the flights you want.                

What are the benefits of airline credit cards?

Sign-up bonus

Many airline credit cards offer a one-time bonus. For example, you can earn 50,000 miles once you spend over $3,000 within 3 months from account opening by using Capital One Venture Rewards credit card. This is a good choice if you have a lot of flight plans for a while.

Miles rewards

With an airline credit card, you can earn miles with every purchase, which can be redeemed for any future flight purchases on that card. Some airline credit cards will also give you points when you stay at hotels or dining at restaurants worldwide.

Additional perks

  • Free checked bags

    Checked baggage is an important consideration because most major airline credit cards include a checked bag fee waiver, which can be valuable and quickly compensate for the annual fee. Remember to link your airline credit card with your frequent-flyer account if you have, because that’s how some airlines determine if you are eligible for free checked baggage.

  • Priority boarding

    Priority boarding can save you a lot of time.

  • Reaching elite status faster

  • No blackout dates or travel restrictions

    This means you can book your flight through the credit card rewards as long as there’s a seat on the flight.

No foreign transaction fees

Many airline credit cards don’t have foreign transaction fees, so it’s a good idea to use them while traveling abroad.


What do you need to apply for an airline credit card?

Credit score

Airline credit cards require your credit score in great shape first. Most of the top travel credit cards are offered to those with “excellent” or “very good” credit. Don’t be discouraged if you find that you don’t qualify for a travel credit card yet. There are also many good rewards or cash back credit cards which are worth applying for and can help you to build credit.

Credit card application

You can apply for an airline credit card through the airline and the issuer depending on the card. And you just need to fill in your personal information and submit your application. The credit card issuer will consider your credit reports and several different factors when reviewing your application to get an idea of your creditworthiness.


How to use an airline credit card?

Read your credit card terms and conditions.

You need to have an understanding of the terms of your credit card in order to use it better and avoid paying extra fees.

Maximize your miles and rewards

Airline credit cards offer many ways to help you to save money on traveling. Keep an eye out for earning double or triple miles rewards opportunities.

Plan on Paying Taxes When You Redeem Airline Miles

Airline miles can make your flight cheap, but they won’t be free. Because when you pay with miles, you also need to pay government-mandated taxes and fees. Therefore, we recommend you pay attention to taxes before you redeem airline miles.

Pay your bill in full on time

Airline credit cards provide rewards programs, but tend to have higher interest rates. If you carry a balance, your interest charge may be more than your rewards. Therefore, we recommend you to pay the bill in full on time in order to avoid paying high interest.


About Cards-Offer

About three-quarters of Americans have at least one credit card,In fact, the average person has 3.4 cards. But whether you have a wallet full of plastic or have never charged a purchase in your life, you should know how to apply for a credit card the right way when the time comes. getting approved for a credit card requires proactive planning that should start long before you apply. That's why Cards-Offer born, we aim to help you to find the right credit card, and then successfully apply a credit card.

How To Apply For A Credit Card

Credit card applications are straightforward, but you'll need to meet some minimum financial requirements to get approved for the best credit card offers. Learn how to apply for a credit online and what to expect after you click submit.

  • Knowing your credit score and what's on your credit report can help you determine what products to apply for. If you have fair credit, for example, you may not want to apply for a card that clearly states that only applicants with excellent credit will be approved.
  • If you don't have good credit, you may find it difficult to get approved for a card with a large sign-up bonus and a lucrative reward structure. Each credit card application ends up on your credit report, so the Nerds recommend using our credit cards comparison tool to find a card that fits your credit profile before applying.
  • If the card allows balance transfers, you may request to have balances transferred from other credit card accounts to the new card.
  • To apply for a credit card in the US, you’ll need a valid Social Security number and a positive credit history. The best rewards credit cards may require at least three to five years of good credit history, and some more than seven.
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