Protect your purchases while earning bonus rewards. With the right credit card, you can earn bonus points and take advantage of valuable card perks.The average online shopper in the U.S. spends over $5,300 annually, according to a study by Insider Intelligence, so if you’re not using the right credit card for your purchases, you’re potentially missing out on valuable rewards and protections.
The Blue Cash Everyday® Card from American Express is ideal for anyone who wants to earn cash back for their online shopping. It earns 3% back on U.S. online retail purchases on up to $6,000 in purchases per year (then 1%). Plus, it provides a special financing offer for purchases and balance transfers with a 0% intro APR for the first 15 months from the date of account opening
The Chase Sapphire Reserve is a premium credit card loaded with benefits, including just about every type of purchase protection you could want. Purchases made with the card can qualify for the following: Purchase protection: Eligible purchases are covered for 120 days from the date of purchase against theft, damage or loss for up to $10,000 per claim and $50,000 per year. Return protection: Eligible items the retailer will not allow you to return are covered for 90 days from the date or purchase for up to $500 per item and up to $1,000 per year. Extended warranty: Get one additional year of protection on original warranties that provide coverage for three years or less. Covers up to a maximum of $10,000 per claim and $50,000 per account.
If you like taking out or getting your food delivered, you’ll love the American Express Gold Card. It earns a generous 4X Amex Membership Rewards® points at restaurants worldwide, which includes delivery and takeout in the U.S.
The Citi Custom Cash Card earns 5% cash back on purchases in the category you spend the most in each billing cycle, up to the first $500 spent (then 1%).
If you want to make the most of your Amazon purchases, the Prime Visa is the way to go. It earns 5% cash back on purchases with Amazon and Whole Foods.
Anyone with a side hustle or small business can maximize their everyday spending, including online purchases, with The Blue Business® Plus Credit Card from American Express. It earns 2X American Express Membership Rewards points on the first $50,000 in purchases each year, then 1X. Terms apply.
The Blue Cash Everyday® Card from American Express is ideal for anyone who wants to earn cash back for their online shopping. It earns 3% back on U.S. online retail purchases on up to $6,000 in purchases per year (then 1%). Plus, it provides a special financing offer for purchases and balance transfers with a 0% intro APR for the first 15 months from the date of account opening
The Chase Sapphire Reserve is a premium credit card loaded with benefits, including just about every type of purchase protection you could want. Purchases made with the card can qualify for the following: Purchase protection: Eligible purchases are covered for 120 days from the date of purchase against theft, damage or loss for up to $10,000 per claim and $50,000 per year. Return protection: Eligible items the retailer will not allow you to return are covered for 90 days from the date or purchase for up to $500 per item and up to $1,000 per year. Extended warranty: Get one additional year of protection on original warranties that provide coverage for three years or less. Covers up to a maximum of $10,000 per claim and $50,000 per account.
If you like taking out or getting your food delivered, you’ll love the American Express Gold Card. It earns a generous 4X Amex Membership Rewards® points at restaurants worldwide, which includes delivery and takeout in the U.S.
The Citi Custom Cash Card earns 5% cash back on purchases in the category you spend the most in each billing cycle, up to the first $500 spent (then 1%).
If you want to make the most of your Amazon purchases, the Prime Visa is the way to go. It earns 5% cash back on purchases with Amazon and Whole Foods.
Anyone with a side hustle or small business can maximize their everyday spending, including online purchases, with The Blue Business® Plus Credit Card from American Express. It earns 2X American Express Membership Rewards points on the first $50,000 in purchases each year, then 1X. Terms apply.
There is no “right” credit card for every situation, but there are better cards for certain categories of online shopping. One card may earn bonus points, miles or cash back at a specific retailer like Amazon, while another may earn extra rewards for food delivery. It’s also important to consider a card’s built-in coverages like purchase protection and extended warranty, especially when making larger purchases.
About three-quarters of Americans have at least one credit card,In fact, the average person has 3.4 cards. But whether you have a wallet full of plastic or have never charged a purchase in your life, you should know how to apply for a credit card the right way when the time comes. getting approved for a credit card requires proactive planning that should start long before you apply. That's why Cards-Offer born, we aim to help you to find the right credit card, and then successfully apply a credit card.
Credit card applications are straightforward, but you'll need to meet some minimum financial requirements to get approved for the best credit card offers. Learn how to apply for a credit online and what to expect after you click submit.
Never miss a good chance to get a better Credit Card. Get top Credit Card Notifications from more than 100 Credit Card Categories!
We will not share your email in any cases.
We provide free but advertising supported comparsion service for different credit cards, the offers that appear on this site are from third party advertisers from which we receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). We do not guarantee to offer all financial services companies or products on this website.
The credit score is a three-digit number relating to your credit worthiness. Banks or issuers use it to determine if they will approve you for a credit card. In Cards-offer, credit score ranges can be roughly equated to levels of credit, from limited credit to excellent credit.
|
Credit Score |
|
|
Excellent Credit |
750 — 850 |
|
Good Credit |
700 — 749 |
|
Fair Credit |
640 — 699 |
|
Bad Credit |
300 — 639 |
|
Limited Credit |
Less than 3 years of credit history |
Applying for a credit card designed for people in the score range above does not guarantee you will be approved. Many other factors will go into credit card approval decisions.
