Discover it® - 18 Month Balance Transfer Offer

Discover it® - 18 Month Balance Transfer Offer
Issued by Discover
Card Rating:5.00
Advertiser Disclosure
Annual Fee
0
Regular APR
N/A

Additional Information

Balance Transfer Fee
N/A
Purchase Intro APR
N/A
Transfer Intro APR
N/A
Late Payment Fee
N/A
Returned Payment Fee
N/A
Cash Advance Rate
N/A
Cash Advance Fee
N/A
Foreign Transaction Fee
N/A
Smart Chip
N/A
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Sign-up Bonus

You could turn $150 into $300 with Cashback Match%

Rewards

No Rewards..

Application Requirements

Minimum credit score
Fair
Minimum Age
N/A

Cons

  • Slightly less merchant acceptance for Discover in US - acceptance outside of US can be an issue
  • If you value simplicity, a flat rate cash back card may be better

How To Apply Discover it® - 18 Month Balance Transfer Offer

  1. Press the “Apply” button below!
  2. Complete the application with your personal details and financial details.
  3. Review and submit your application.
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How To Use Discover it® - 18 Month Balance Transfer Offer

  1. You can only use the Discover it® - 18 Month Balance Transfer Offer at Balance Transfer
  2. You can use the Discover it® - 18 Month Balance Transfer Offer anywhere that Visa/Master is accepted
  3. Pay your balance on time.
  4. Avoid unnecessary interest and fees.
  5. If you have any question, you can contact the credit card's customer service.

Credit Card Reviews

10 Reviews
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balance transfer
by
Anonymous
1 year ago
"

when applying discover will ask you if you are going to do a balance transfer and to submit the information, this WILL INITIATE the balance transfer so once you get the card there is NOT a need to request a balance transfer. If you applied with a balance transfer and you request one AGAIN once you receive the card, DISCOVER WILL complete BOTH balance transfers

"
SO FAR SO GOOD
by
Anonymous
1 year ago
"

I decided to try this card based on NerdWallet reviews and so far so good. I was immediately approved within seconds. I decided to do as suggested in a previous customer review and call the 1-800# to see if they would approve me for an increase and they did! All within minutes of my online approval. Discover impressed me more than my own bank (Regions) whom I've had an account with for over 25 years. Not only did Discover make me feel like a person and not a number but I also love the fact their customer service is 100% US employed and they're available 24/7. Thanks NerdWallet and thanks Discover.

"
Benefits not honored
by
Anonymous
1 year ago
"

I carried Discover as my only major credit card for more than 15 years. This past year, when I made a major purchase (a new bike for my kid), they wouldn't honor the Purchase Protection benefit when the bike was stolen (it was locked appropriately) from their school bike rack not more than 3 weeks later. Purchase Protection was designed to cover purchases up to $500 if they're lost or stolen within 90 days of purchase, which this was. I could verify purchase via receipt, provide a police report I'd filed, along with all identifying information, which is what was required. They still denied the benefit, saying it wasn't covered. Also, most of their benefits are opt-in, which seems counter-intuitive if you're really trying to give your consumers the most benefit. I don't want to have to opt-in to benefits and bonuses--all of the things that could save me money or give me cash back should be opt-out, not the case with some of Discover's benefits. With all the credit card companies competing for your business, I would definitely look elsewhere.

"
Was approved for 3X the amount that I was expecting.
by
Anonymous
1 year ago
"

Approval took 4 seconds and I was approved for 3X what my existing credit cards would give me.

"
Seemless Application (if you have good credit)
by
Anonymous
1 year ago
"

I was looking for a balance transfer card to unload a good chunk of debt incurred during a year of unemployment. My cedit is not bad, but, not so great either, so the credit limit offered on this card was adequate for my needs to pay off the debt in 15 months with no interest.

"
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Credit card applications are straightforward, but you'll need to meet some minimum financial requirements to get approved for the best credit card offers. Learn how to apply for a credit online and what to expect after you click submit.

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