is a Balance Transfer Credit Cards.

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Special Offers

SEARS Furniture

5% OFF ON SELECT FURNITURE (L) ITEMS OVER $299+ OR NO INTEREST IF PAID IN FULL WITHIN PROMOTIONAL PERIOD:

- 12 months** on select Furniture (L) over $299+ - $599+

- 18 months** on select Furniture (L) over $599+

Expired on 04/06/2019

SEARS Mattresses

5% OFF ON SELECT MATTRESSES/FOUNDATIONS ITEMS (P) OVER $599+ OR NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS on select mattresses/foundations (P) items over $599+. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 12 months.  Offer requires the use of a qualified Sears Card.

Expired on 03/09/2019

SEARS Fine Jewelry

5% OFF ON FINE JEWELRY (J) ITEMS OVER $299+ OR NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS** on Fine Jewelry (J) items over $299+. 

Expired on 04/06/2019

SEARS Sporting Goods

5% OFF ON SPORTING GOODS (I) ITEMS OVER $299+ OR NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS** on sporting goods (I) items over $299+. 

Expired on 04/06/2019

SEARS Outdoor Living/ Seasonal

5% OFF ON OUTDOOR LIVING (H) ITEMS OVER $299+ OR NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS**on outdoor living (H) items over $299+. 

Expired on 04/06/2019

SEARS Tools

5% OFF SELECT TOOLS (H) PURCHASES IN STORE AND ONLINE OR NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS

Expired on 04/06/2019

SEARS Lawn & Garden

5% OFF ON LAWN & GARDEN (D) ITEMS OVER $299+ OR NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS** on lawn and garden (D) items over $299+.

Expired on 04/06/2019

SEARS Fitness

5% OFF ON FITNESS EQUIPMENT (C) ITEMS OVER $299+ OR NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS** on fitness equipment (C) items over $299+. 

Expired on 04/06/2019

SEARS Home Appliances

5% off ON SELECT HOME APPLIANCES (C) ITEMS OR NO INTEREST IF PAID IN FULL WITHIN 12 months on select home appliance (C) items over $499+.  Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 12 months.  Offer requires the use of a qualified Sears Card.

Expired on 04/06/2019

Hilton Points Unlimited

Earn 2,000 Points per stay plus an extra 10,000 Points every 5 stays or 10 nights

Expired on 05/05/2019


12 & 36 Special Financing Available

12 Months Special Financing

$500 minimum purchase.

20% down payment required.

36 Months Special Financing

$3,000 minimum purchase.

0 down payment 




12 MONTHS SPECIAL FINANCING

On in-store purchases of $399 or more (after discounts)

Expired on 11/01/2019

Joffrey’s Coffee & Tea Co.

Get a Free Travel Mug

Buy any three artisan roasted Disney Parks & Resorts Specialty Coffees from Joffrey’s Coffee & Tea Co. and receive a 16oz stainless steel travel mug when you use your Disney®Visa® Card and promo code to purchase.

Online promo code: TRIODV

DISNEY Celebrate Mickey’s 90th anniversary with a new collectible pin

The Cardmember-exclusive pin featuring Mickey Mouse in his starring role as Steamboat Willie is available for $12.99 (plus tax, shipping & handling) when you use your Disney® Visa® Card, while supplies last. Maximum of two (2) pins per order.Available to order at shopDisney.com starting February 15.

Order online starting 02/15/2019

Exclusive 10% your purchase everyday

Cardmember Exclusive Extra 10% Off Online & in Banana Republic Store with CODE:BRCARD.

Expired on:08/31/2019 at 11:59 pm 

Target 15% off select diapers, wipes & formula

Get a total of 15% off select diapers, wipes & formula when you subscribe & use your REDcard.

You could win a Designer Handbag.

You could win a Designer Handbag.

Join TJX Rewards Access today, complete your profile and get a sweeps entry for this month's designer handbag sweeps for new members.

Financing Offers

SEARS Auto

NO INTEREST IF PAID IN FULL WITHIN PROMOTIONAL PERIOD:

- 6 months** on automotive and tire (K) items over $199+-$399+ made at participating stores

-12 months** on automotive and tire (K) items over $399+ made at participating stores

-12 months** on automotive and tire (K) items over $100+ made online only

Expired on 04/06/2019

Best Buy 6 or 12 month financing on Storewide Purchases

6 months

on storewide purchases $199 and up when you use your My Best Buy® Credit Card.

12 months

on storewide purchases $399 and up when you use your My Best Buy® Credit Card. 

Best Buy Limited time: 24 month financing

No interest if paid in full within 24 months for a limited time on NordicTrack studio cycles and commercial treadmills $649 and up when you use your My Best Buy® Credit Card. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 24 months.

Expired on: 3/24/2019

Furniture Row 4 Years No Interest

On purchases of $1999 or made with your Furniture Row Platinum Credit Card through 03/14/19. Equal monthly payments required for 48 Months. No down payment except amount equal to sales tax & delivery.

WALL TO WALL SALE: 03/01/19-03/14/19

Expired on: 03/14/19

Optional Rewards

Earn 10% back in Reward Dollars* or opt for 12 months special financing** when you shop with your west elm card.

Easier to pay & take it home today

Qualifying new transactions will no longer be automatically placed on 6 or 12 months special financing plans giving you the flexibility to choose from available financing options.

 6-months same as cash if paid in full within 6 months on purchases over $250

12-months same as cash if paid in full within 12 months on purchases over $750


Special Financing

6 months special financing

VIP Financing

No interest VIP Financing if paid in full within 9 months on Electronics, Crafting Tools, Fitness, Sewing, Floorcare, Furniture, Climate Control Mattresses $399 and up at HSN

Special Financing Plans

6 months no interest on purchases of $250 or more. Interest will be charged to your account if the purchase amount is not paid in full within the qualifying number of months. Minimum payments required.

ZERO DOWN PAYMENTS EVERY DAY

No Interest if paid in full within 6, 12 or 18 months.


FURNITURE

Request the 12-month Club Plan on purchases of $200 or more, OR the 24-month Club Plan on purchases of $2,500 or more

HOME FURNISHINGS

Request the 12-month Club Plan on purchases of $200 or more

MEN’S TAILORED CLOTHING

Request the 12-month Club Plan on purchases of $200 or more

Access to Exclusive Financing Offers

Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the promotional period. Minimum monthly payments are required.

  • 6 month Special Financing on purchases of $149 or more

  • 12 month Special Financing on purchases of $599 or more

  • 24 month Special Financing is available on select Amazon-sold items


DEFERRED INTEREST IF PAID IN FULL WITHIN 6 MONS

$149 Minimum purchase required. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 6 months or if you make a late payment. The Bridgestone and Firestone family of credit cards offers no annual fee and is accepted at over 6,000 Bridgestone Firestone retail locations across the nation. Charge everything from major repairs and scheduled maintenance to the wide selection of name-brand tires, including Bridgestone, Firestone, Dayton and Lemans for your car, van, truck, pickup or SUV.

Best Buy 24 month financing

on unlocked phone and Geek Squad® purchases totaling $649 and up.

Best Buy 24 month financing

on home theater and Geek Squad® purchases totaling $799 and up.

Alternatives

If you don't want to pay off your balance in full every month, you can choose Capital One Journey® Student Rewards Credit Card.

Capital One Journey® Student Rewards Credit Card

The interest rate is reasonable – although not great – but the array of other features makes VentureOne Rewards Card worthy of consideration.

If you would like to shop at Store, you can choose Target REDcard Credit Card.

Target REDcard Credit Card

  • Save 5% at Target & Target.com each day.
  • Save 5% when you use your REDcard at any in-store Starbucks location, Cartwheel, Target Subscriptions, Specialty gift cards, Top deals and Clearance.
  • Free 2-day shipping on hundreds of thousands of items at Target.com. Some market exclusions apply.
  • Extended returns for 30 extra days at Target or Target.com.

Sponsored Links

What Credit Cards Are Available? (831)

First Progress Platinum Elite MasterCard® Secured Credit Card

  • Save 5% at Target & Target.com each day.
  • Save 5% when you use your REDcard at any in-store Starbucks location, Cartwheel, Target Subscriptions, Specialty gift cards, Top deals and Clearance.
  • Free 2-day shipping on hundreds of thousands of items at Target.com. Some market exclusions apply.
  • Extended returns for 30 extra days at Target or Target.com.

Citi® Secured Mastercard®

  • Save 5% at Target & Target.com each day.
  • Save 5% when you use your REDcard at any in-store Starbucks location, Cartwheel, Target Subscriptions, Specialty gift cards, Top deals and Clearance.
  • Free 2-day shipping on hundreds of thousands of items at Target.com. Some market exclusions apply.
  • Extended returns for 30 extra days at Target or Target.com.

Sponsored Links
Sponsored Links

First Progress Platinum Select MasterCard® Secured Credit Card

  • Save 5% at Target & Target.com each day.
  • Save 5% when you use your REDcard at any in-store Starbucks location, Cartwheel, Target Subscriptions, Specialty gift cards, Top deals and Clearance.
  • Free 2-day shipping on hundreds of thousands of items at Target.com. Some market exclusions apply.
  • Extended returns for 30 extra days at Target or Target.com.

Fingerhut Credit Account

  • Save 5% at Target & Target.com each day.
  • Save 5% when you use your REDcard at any in-store Starbucks location, Cartwheel, Target Subscriptions, Specialty gift cards, Top deals and Clearance.
  • Free 2-day shipping on hundreds of thousands of items at Target.com. Some market exclusions apply.
  • Extended returns for 30 extra days at Target or Target.com.

The Business Gold Rewards Card from American Express OPEN

  • Save 5% at Target & Target.com each day.
  • Save 5% when you use your REDcard at any in-store Starbucks location, Cartwheel, Target Subscriptions, Specialty gift cards, Top deals and Clearance.
  • Free 2-day shipping on hundreds of thousands of items at Target.com. Some market exclusions apply.
  • Extended returns for 30 extra days at Target or Target.com.

JetBlue Card

  • Save 5% at Target & Target.com each day.
  • Save 5% when you use your REDcard at any in-store Starbucks location, Cartwheel, Target Subscriptions, Specialty gift cards, Top deals and Clearance.
  • Free 2-day shipping on hundreds of thousands of items at Target.com. Some market exclusions apply.
  • Extended returns for 30 extra days at Target or Target.com.

Business Green Rewards Card from American Express OPEN

  • Save 5% at Target & Target.com each day.
  • Save 5% when you use your REDcard at any in-store Starbucks location, Cartwheel, Target Subscriptions, Specialty gift cards, Top deals and Clearance.
  • Free 2-day shipping on hundreds of thousands of items at Target.com. Some market exclusions apply.
  • Extended returns for 30 extra days at Target or Target.com.

Banana Republic Credit Card

  • Save 5% at Target & Target.com each day.
  • Save 5% when you use your REDcard at any in-store Starbucks location, Cartwheel, Target Subscriptions, Specialty gift cards, Top deals and Clearance.
  • Free 2-day shipping on hundreds of thousands of items at Target.com. Some market exclusions apply.
  • Extended returns for 30 extra days at Target or Target.com.

JetBlue Plus Card

  • Save 5% at Target & Target.com each day.
  • Save 5% when you use your REDcard at any in-store Starbucks location, Cartwheel, Target Subscriptions, Specialty gift cards, Top deals and Clearance.
  • Free 2-day shipping on hundreds of thousands of items at Target.com. Some market exclusions apply.
  • Extended returns for 30 extra days at Target or Target.com.

What is a balance transfer credit card?

Balance transfer credit cards give people the opportunity to transfer from a high-interest credit card to a lower-interest credit card. They also can help cardholders save a lot of money they need to pay for interest. For example, if you have a high balance on a reward credit card at 23% APR, you can transfer the debt to a balance transfer credit card with a lower rate during the introductory period, so you can save money on interest and pay down your debt faster. However, you can only transfer an amount up to your credit limit on the new credit card.                

What are the benefits of balance transfer credit cards?

Low balance transfer APR

Low balance transfer APR can help you to pay existing debt faster. This is because you can get a low promotion or introductory APR to pay the balance within a specified time frame.

Low introductory APR

This may help you cut time which takes to reduce your debt and save money on interest.

Easy to keep track of your payment

Consolidating all of your balances on to one card with a low introductory APR instead of paying multiple credit cards on multiple due dates, means you only have to keep track of one payment a month.  

What do you need to apply for a balance transfer credit card?

Credit score

The issuer will review your personal credit history when determining whether to approve your credit card and what terms you are eligible for. Responsible past use of credit will maximize your chances.

Application

You can apply for a store credit card online, in banks or by email depending on the card. And you just need to fill in your personal information and submit your application. The credit card issuer will consider your credit reports and several different factors when reviewing your application to get an idea of your creditworthiness.                

How to use a balance transfer credit card?

Read your credit card terms and conditions.

This will give you an idea of how you can earn rewards, when rewards will post and other information. Check if the introductory APR offer and the introductory balance transfer fee apply only to the balance transfer, regular purchases, or both.

Pay down the debt

Avoid just chasing 0% balance transfer offers or keep bouncing balances from one card to another. Try to find a great balance transfer offer and making a plan to pay down your debt as soon as possible.

How to complete a balance transfer

When you respond to a balance transfer offer, you can indicate the account numbers you want to pay and how much you want to transfer.

After you get approved for the balance transfer, the new credit card issuer will contact your creditors or billers on your behalf and pay them the amount you want to transfer. This processing maybe takes up to two weeks.

If you have any payments due before that time, you have to make those payments by their due dates in order to avoid late fees.                

About Cards-Offer

About three-quarters of Americans have at least one credit card,In fact, the average person has 3.4 cards. But whether you have a wallet full of plastic or have never charged a purchase in your life, you should know how to apply for a credit card the right way when the time comes. getting approved for a credit card requires proactive planning that should start long before you apply. That's why Cards-Offer born, we aim to help you to find the right credit card, and then successfully apply a credit card.

How To Apply For A Credit Card

Credit card applications are straightforward, but you'll need to meet some minimum financial requirements to get approved for the best credit card offers. Learn how to apply for a credit online and what to expect after you click submit.

  • Knowing your credit score and what's on your credit report can help you determine what products to apply for. If you have fair credit, for example, you may not want to apply for a card that clearly states that only applicants with excellent credit will be approved.
  • If you don't have good credit, you may find it difficult to get approved for a card with a large sign-up bonus and a lucrative reward structure. Each credit card application ends up on your credit report, so the Nerds recommend using our credit cards comparison tool to find a card that fits your credit profile before applying.
  • If the card allows balance transfers, you may request to have balances transferred from other credit card accounts to the new card.
  • To apply for a credit card in the US, you’ll need a valid Social Security number and a positive credit history. The best rewards credit cards may require at least three to five years of good credit history, and some more than seven.
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